# 中國信託行動銀行 vs 華南銀行+

The clearest difference is rating: 中國信託行動銀行 at 4.9 against 華南銀行+'s 4.7. 中國信託行動銀行 also leads on device support (4 vs 2) and ratings volume (4.5K vs 1.3K). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

中國信託行動銀行 holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 4.5K and 1.3K respectively. Written reviews split almost evenly too, at 28% and 27% positive.

中國信託行動銀行 ships an update every 3 weeks, 華南銀行+ monthly. The most recent releases landed on September 23, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | 中國信託行動銀行 | 華南銀行+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (4.5K ratings)](https://appshunter.io/ios/app/id417698185/reviews)** | [4.7 (1.3K ratings)](https://appshunter.io/ios/app/plus/id1616828713/reviews) |
| Number of ratings | **4.5K** | 1.3K |
| Positive reviews | **27.6% of reviews** | 26.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | — | Free |
| Size | 214 MB | 175 MB |
| Requires iOS | 14 | **13.0** |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CTBC Bank Co., Ltd.](https://appshunter.io/developer/417698188) | [Hua Nan Commercial Bank](https://appshunter.io/developer/520090930) |

## What reviewers say

### 中國信託行動銀行

[App page](https://appshunter.io/ios/app/id417698185)

Experience top-notch personal finance digital services with this mobile banking app. Manage your accounts, make transfers, pay bills, and access investment and insurance services seamlessly. Ensure your account's safety by installing antivirus apps on your device.

**Features:** Siri integration, Apple Wallet, Apple Watch app, iMessage stickers, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and straightforward
- 🚀 Fast and efficient transactions
- 🔒 Secure payment options

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow app performance
- 🤖 Unintuitive user interface
- 🌐 Limited functionality for overseas users

**Reported bugs**

- Inability to update app from overseas locations
- Login issues with special characters in passwords
- Inconsistent app behavior across devices and OS versions

**Requested features**

- Support for biometric login (e.g., fingerprint, face ID)
- Improved international banking features
- Customizable app settings and layout
- Enhanced transaction history and analytics


### 華南銀行+

[App page](https://appshunter.io/ios/app/plus/id1616828713)

Manage your finances with this comprehensive banking app. Access account balances, transfer funds, pay credit card bills, invest in funds, and track gold savings. Find nearby branches and ATM locations, and enjoy secure login options.

**Highlights:** Account balance and transaction history, Fund transfers (real-time and scheduled), Credit card management and payments, Investment portfolio tracking, Gold savings account management, Foreign exchange services, Branch and ATM locator

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💡 Frequent updates
- 👍 Easy to use

**What reviewers complain about**

- 🐛 Compatibility issues with iOS 26.2.1
- 🐛 Frequent crashes
- 🔒 Overly restrictive security measures for overseas users
- 👎 Difficult to navigate and use
- 🐛 Login and account management problems

**Reported bugs**

- Unable to log in or access account
- App freezes or crashes on launch
- Incompatible with newer iOS versions

**Requested features**

- Allow changing app language
- Improve user experience for overseas users


## Frequently asked questions

### Is 中國信託行動銀行 free?

中國信託行動銀行 is free to download, with no in-app purchases.

### Is 華南銀行+ free?

華南銀行+ is free to download, with no in-app purchases.

### Which has better reviews, 中國信託行動銀行 or 華南銀行+?

中國信託行動銀行 is rated higher. 中國信託行動銀行 averages 4.9 out of 5 from 4.5K ratings, while 華南銀行+ averages 4.7 from 1.3K ratings.

### Do 中國信託行動銀行 or 華南銀行+ have ads?

Neither 中國信託行動銀行 nor 華南銀行+ shows ads.

### Which is updated more often, 中國信託行動銀行 or 華南銀行+?

中國信託行動銀行 ships an update every 3 weeks, and 華南銀行+ monthly. Most recently, 中國信託行動銀行 was updated on September 23, 2026 and 華南銀行+ on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*