# 中國信託行動銀行 vs 雲端發票

中國信託行動銀行 and 雲端發票 both sit at 4.9 stars, but that hides the real split: 81% of 雲端發票's written reviews are positive against 28% of 中國信託行動銀行's. 中國信託行動銀行's advantage is in-app purchases (none vs 10) and ratings volume (4.7K vs 720). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. 雲端發票 sells 10 one-off in-app purchases. 中國信託行動銀行 asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.9 for 中國信託行動銀行 against 4.9 for 雲端發票. That said, the two scores are not equally well evidenced: 中國信託行動銀行 has 4.7K ratings behind it against 720, so its average is the more settled of the two. Written reviews are what separate them: 28% of 中國信託行動銀行's written reviews are positive against 81% of 雲端發票's.

Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on November 6, 2026.

## The numbers

| Metric | 中國信託行動銀行 | 雲端發票 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (4.7K ratings)](https://appshunter.io/ios/app/id417698185/reviews) | [4.9 (720 ratings)](https://appshunter.io/ios/app/id512920023/reviews) |
| Number of ratings | **4.7K** | 720 |
| Positive reviews | 27.9% of reviews | **81.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Size | 215 MB | 116 MB |
| Requires iOS | **14** | 15.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPod, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [CTBC Bank Co., Ltd.](https://appshunter.io/developer/417698188) | [雲端](https://appshunter.io/developer/512920026) |

## What reviewers say

### 中國信託行動銀行

[App page](https://appshunter.io/ios/app/id417698185)

Experience top-notch personal finance digital services with this mobile banking app. Manage your accounts, make transfers, pay bills, and access investment and insurance services seamlessly. Ensure your account's safety by installing antivirus apps on your device.

**Features:** Siri integration, Apple Wallet, Apple Watch app, iMessage stickers, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and straightforward
- 🚀 Fast and efficient transactions
- 🔒 Secure payment options

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow app performance
- 🤖 Unintuitive user interface
- 🌐 Limited functionality for overseas users

**Reported bugs**

- Inability to update app from overseas locations
- Login issues with special characters in passwords
- Inconsistent app behavior across devices and OS versions

**Requested features**

- Support for biometric login (e.g., fingerprint, face ID)
- Improved international banking features
- Customizable app settings and layout
- Enhanced transaction history and analytics


### 雲端發票

[App page](https://appshunter.io/ios/app/id512920023)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support, iPhone Duo support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 勾等小鴨 | $0.49 | one-time |
| 令薄荷茶 | $0.49 | one-time |
| 珍妮芋頭 | $0.49 | one-time |
| 尚恩蘇打 | $0.49 | one-time |
| 艾瑪柑橘 | $0.49 | one-time |
| 山羊藍調 | $0.49 | one-time |
| 愛娃黑糖 | $0.49 | one-time |
| 雪莉腕龍 | $0.49 | one-time |
| 伊森抹茶 | $0.49 | one-time |
| 維尼蜂蜜 | $0.49 | one-time |

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Fast and accurate receipt scanning
- 📊 Comprehensive spending analytics
- 🎉 Automatic lottery prize claiming
- 💚 Environmentally friendly (paperless)

**What reviewers complain about**

- 🐛 Occasional app crashes or freezes
- 🔌 Connectivity issues with newer devices
- 🌐 Lack of English language support
- 📄 Difficulty with traditional paper receipts

**Reported bugs**

- Login screen freezes on certain devices
- Incompatibility with older iOS versions

**Requested features**

- Expand support for traditional paper receipts
- Add multi-language options (English, etc.)
- Improve stability and reduce app crashes


## Frequently asked questions

### Is 中國信託行動銀行 free?

中國信託行動銀行 is free to download, with no in-app purchases.

### Is 雲端發票 free?

雲端發票 is free to download, with in-app purchases available.

### Which has better reviews, 中國信託行動銀行 or 雲端發票?

中國信託行動銀行 and 雲端發票 are both rated 4.9 out of 5 on the App Store, from 4.7K and 720 ratings respectively.

### Do 中國信託行動銀行 or 雲端發票 have ads?

Neither 中國信託行動銀行 nor 雲端發票 shows ads.

### Which is updated more often, 中國信託行動銀行 or 雲端發票?

中國信託行動銀行 ships an update every 3 weeks, and 雲端發票 every 3 weeks. Most recently, 中國信託行動銀行 was updated on November 6, 2026 and 雲端發票 on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*