# BOCI vs Nova Ledger

The clearest difference is in-app purchases: BOCI at none against Nova Ledger's 1. BOCI also leads on ads (none vs shown) and device support (3 vs 1). Nova Ledger's advantage is update cadence (every 5 days vs every 2 months). On price there is nothing between them.

Both are free to download. Nova Ledger sells 1 one-off in-app purchase. BOCI asks for nothing beyond the download.

BOCI ships an update every 2 months, Nova Ledger every 5 days. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | BOCI | Nova Ledger |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 10.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 5 days** |
| Monetization | Free | — |
| Size | 1 MB | 5 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [中銀國際英國保誠信託有限公司](https://appshunter.io/developer/418105238) | [Sui Fai Law](https://appshunter.io/developer/1889201616) |

## What reviewers say

### BOCI

[App page](https://appshunter.io/ios/app/boci-prudential-mpf/id418105235)

Manage your MPF account with real-time fund prices and transaction history. Access value-added services like fund comparison, rate of return worksheets, and e-statements for informed financial planning.

**Highlights:** Account enquiry (balance, contribution history, transactions), Real-time fund prices, Fund price comparison, Rate of return worksheet, e-statement access, SMS alert for fund prices

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Nova Ledger

[App page](https://appshunter.io/ios/app/nova-ledger-smart-budget/id6761744834)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Nova Ledger Pro | $4.99 | one-time |


## Frequently asked questions

### Is BOCI free?

BOCI is free to download, with no in-app purchases.

### Is Nova Ledger free?

Nova Ledger is free to download, with in-app purchases available.

### Do BOCI or Nova Ledger have ads?

Nova Ledger shows ads; BOCI does not.

### Which is updated more often, BOCI or Nova Ledger?

BOCI ships an update every 2 months, and Nova Ledger every 5 days. Most recently, BOCI was updated on November 1, 2026 and Nova Ledger on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*