# Harborstone Mobile vs Waterfront Mobile

The clearest difference is rating: Harborstone Mobile at 4.8 against Waterfront Mobile's 3.7. Harborstone Mobile also leads on ratings volume (5.2K vs 3) and review sentiment (69% vs 50%). Waterfront Mobile's advantage is iOS requirement (14.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Harborstone Mobile holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: Harborstone Mobile has 5.2K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 69% of Harborstone Mobile's written reviews are positive against 50% of Waterfront Mobile's.

Harborstone Mobile ships an update every 3 months, Waterfront Mobile every 4 months. The most recent releases landed on November 1, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Harborstone Mobile | Waterfront Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (5.2K ratings)](https://appshunter.io/ios/app/harborstone-mobile/id418248045/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/waterfront-mobile/id1109033703/reviews) |
| Number of ratings | **5.2K** | 3 |
| Positive reviews | **68.9% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | Free | Free |
| Size | 114 MB | 29 MB |
| Requires iOS | 17.0 | **14.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Harborstone Credit Union](https://appshunter.io/developer/418248048) | [Waterfront Credit Union](https://appshunter.io/developer/1295197034) |

## What reviewers say

### Harborstone Mobile

[App page](https://appshunter.io/ios/app/harborstone-mobile/id418248045)

Manage your credit union accounts on the go with secure login, balance checks, and fund transfers. Deposit checks, pay bills, and access branch information directly from your iPhone or iPad.

**Highlights:** Secure login with username/password, Touch ID™ for quick access, Check account balances and rates, Mobile check deposit, Transfer funds between accounts, Send money with Popmoney, Pay bills nationwide, View Debit Purchase Rewards

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient mobile banking
- 🔒 Secure app
- 💡 Great credit union experience

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🐛 Unreliable account balances
- 🐛 Mobile check deposit issues
- 🐛 Slow and clunky UI

**Reported bugs**

- Login issues after app updates
- Incorrect account balances displayed
- Mobile check deposit not working

**Requested features**

- Bring back balance widget
- Add more account details and transaction history
- Improve mobile check deposit process
- Enhance app stability and performance


### Waterfront Mobile

[App page](https://appshunter.io/ios/app/waterfront-mobile/id1109033703)

Manage your finances on the go with this mobile banking app. Check balances, view transactions, pay bills, and transfer funds. Easily locate surcharge-free ATMs and shared branching locations.

**Highlights:** Check account balances, View transactions, Pay bills, Transfer money, Find ATMs, Locate shared branches

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Harborstone Mobile free?

Harborstone Mobile is free to download, with no in-app purchases.

### Is Waterfront Mobile free?

Waterfront Mobile is free to download, with no in-app purchases.

### Which has better reviews, Harborstone Mobile or Waterfront Mobile?

Harborstone Mobile is rated higher. Harborstone Mobile averages 4.8 out of 5 from 5.2K ratings, while Waterfront Mobile averages 3.7 from 3 ratings.

### Do Harborstone Mobile or Waterfront Mobile have ads?

Neither Harborstone Mobile nor Waterfront Mobile shows ads.

### Which is updated more often, Harborstone Mobile or Waterfront Mobile?

Harborstone Mobile ships an update every 3 months, and Waterfront Mobile every 4 months. Most recently, Harborstone Mobile was updated on November 1, 2026 and Waterfront Mobile on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*