# Harborstone Mobile vs ACU Mobile Banking

Harborstone Mobile and ACU Mobile Banking both sit at 4.8 stars, but that hides the real split: 69% of Harborstone Mobile's written reviews are positive against 59% of ACU Mobile Banking's. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Harborstone Mobile against 4.8 for ACU Mobile Banking. Both are backed by a comparable volume of ratings — 5.2K and 4K respectively. Written reviews are what separate them: 69% of Harborstone Mobile's written reviews are positive against 59% of ACU Mobile Banking's.

Both ship on a similar rhythm, roughly every 3 months. Both last shipped on November 6, 2026.

## The numbers

| Metric | Harborstone Mobile | ACU Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (5.2K ratings)](https://appshunter.io/ios/app/harborstone-mobile/id418248045/reviews)** | [4.8 (4K ratings)](https://appshunter.io/ios/app/acu-mobile-banking/id430559051/reviews) |
| Number of ratings | **5.2K** | 4K |
| Positive reviews | **68.9% of reviews** | 58.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | Free |
| Size | 114 MB | 30 MB |
| Requires iOS | 17.0 | **16** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Harborstone Credit Union](https://appshunter.io/developer/418248048) | [America's Credit Union](https://appshunter.io/developer/430559054) |

## What reviewers say

### Harborstone Mobile

[App page](https://appshunter.io/ios/app/harborstone-mobile/id418248045)

Manage your credit union accounts on the go with secure login, balance checks, and fund transfers. Deposit checks, pay bills, and access branch information directly from your iPhone or iPad.

**Highlights:** Secure login with username/password, Touch ID™ for quick access, Check account balances and rates, Mobile check deposit, Transfer funds between accounts, Send money with Popmoney, Pay bills nationwide, View Debit Purchase Rewards

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient mobile banking
- 🔒 Secure app
- 💡 Great credit union experience

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🐛 Unreliable account balances
- 🐛 Mobile check deposit issues
- 🐛 Slow and clunky UI

**Reported bugs**

- Login issues after app updates
- Incorrect account balances displayed
- Mobile check deposit not working

**Requested features**

- Bring back balance widget
- Add more account details and transaction history
- Improve mobile check deposit process
- Enhance app stability and performance


### ACU Mobile Banking

[App page](https://appshunter.io/ios/app/acu-mobile-banking/id430559051)

Manage your finances quickly and conveniently on the go. Access your accounts, view transactions, and perform banking tasks from anywhere, at any time.

**Highlights:** Manage finances on the go, Quick and convenient access, Anytime, anywhere banking, Account management, Transaction viewing

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient app
- 🔒 Secure banking
- 👍 Easy to use
- 👍 Helpful customer service

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🐛 Unreliable app functionality
- 🐛 Difficult navigation after updates
- 🔋 High battery consumption

**Reported bugs**

- Login screen freezes
- Accounts not syncing properly
- Mobile deposit not working consistently
- App frequently goes down for maintenance

**Requested features**

- Add option to dispute credit card charges
- Improve account transfer process
- Restore previous app layout and features
- Add quick balance and biometric login options


## Frequently asked questions

### Is Harborstone Mobile free?

Harborstone Mobile is free to download, with no in-app purchases.

### Is ACU Mobile Banking free?

ACU Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, Harborstone Mobile or ACU Mobile Banking?

Harborstone Mobile is rated higher. Harborstone Mobile averages 4.8 out of 5 from 5.2K ratings, while ACU Mobile Banking averages 4.8 from 4K ratings.

### Do Harborstone Mobile or ACU Mobile Banking have ads?

Neither Harborstone Mobile nor ACU Mobile Banking shows ads.

### Which is updated more often, Harborstone Mobile or ACU Mobile Banking?

Harborstone Mobile ships an update every 3 months, and ACU Mobile Banking every 3 months. Most recently, Harborstone Mobile was updated on November 6, 2026 and ACU Mobile Banking on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*