# Mes Comptes vs Lydia

The clearest difference is rating: Lydia at 5.0 against Mes Comptes's 3.9. Lydia also leads on monetization model (free vs free with in-app purchases) and update cadence (weekly vs every 2 weeks). Mes Comptes's advantage is ratings volume (157 vs 6) and device support (4 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Lydia holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: Mes Comptes has 157 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 52% of Mes Comptes's written reviews are positive against 60% of Lydia's.

Mes Comptes ships an update every 2 weeks, Lydia weekly. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | Mes Comptes | Lydia |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (157 ratings)](https://appshunter.io/ios/app/mes-comptes-lcl/id420923807/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/lydia/id6475691727/reviews)** |
| Number of ratings | **157** | 6 |
| Positive reviews | 52.4% of reviews | **60.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Weekly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 200 MB | 240 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Le Credit Lyonnais SA](https://appshunter.io/developer/420923810) | [LYDIA Solutions](https://appshunter.io/developer/495706608) |

## What reviewers say

### Mes Comptes

[App page](https://appshunter.io/ios/app/mes-comptes-lcl/id420923807)

Manage your bank accounts, apply for new ones, and conduct transactions securely. Access your financial overview, including accounts, credits, and insurance, all from your mobile device. Features include biometric login, instant transfers, and card management.

**Highlights:** Apply for bank accounts online, View account balances and transactions, Biometric login (Touch ID/Face ID), Perform instant money transfers, Manage bank cards and limits, Access credit and insurance contracts, Add and manage external bank accounts

**Features:** macOS Compatibility, Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none


### Lydia

[App page](https://appshunter.io/ios/app/lydia/id6475691727)

Easily send and receive money with just a phone number. Create shareable money pots to collect funds quickly. This free service prioritizes security and privacy, meeting the latest banking standards.

**Highlights:** Send and receive money, Money pots for group collections, Wire transfers via phone number, Secure and private transactions, Free to use

**In-app purchases:** none


## Frequently asked questions

### Is Mes Comptes free?

Mes Comptes is free to download, with no in-app purchases.

### Is Lydia free?

Lydia is free to download, with no in-app purchases.

### Which has better reviews, Mes Comptes or Lydia?

Lydia is rated higher. Mes Comptes averages 3.9 out of 5 from 157 ratings, while Lydia averages 5.0 from 6 ratings.

### Do Mes Comptes or Lydia have ads?

Neither Mes Comptes nor Lydia shows ads.

### Which is updated more often, Mes Comptes or Lydia?

Mes Comptes ships an update every 2 weeks, and Lydia weekly. Most recently, Mes Comptes was updated on November 7, 2026 and Lydia on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*