# Geld vs Smart Data

The clearest difference is rating: Smart Data at 4.4 against Geld's 2.0. Smart Data also leads on update cadence (monthly vs every 20 months) and ratings volume (729 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Smart Data holds the better App Store score, 4.4 against 2.0. That said, the two scores are not equally well evidenced: Smart Data has 729 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of Geld's written reviews are positive against 24% of Smart Data's.

Geld ships an update every 20 months, Smart Data monthly. The most recent releases landed on October 6, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | Geld | Smart Data |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (1 ratings)](https://appshunter.io/ios/app/geld/id421730040/reviews) | **[4.4 (729 ratings)](https://appshunter.io/ios/app/smart-data/id1532107828/reviews)** |
| Number of ratings | 1 | **729** |
| Positive reviews | 0.0% of reviews | **23.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 20 months | **Monthly** |
| Monetization | Free | Free |
| Size | 1 MB | 63 MB |
| Requires iOS | **16.6** | 17.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [40Hz](https://appshunter.io/developer/421730043) | [Mastercard International Incorporated](https://appshunter.io/developer/309754131) |

## What reviewers say

### Geld

[App page](https://appshunter.io/ios/app/geld/id421730040)

Track your personal finances with this straightforward expense tracker. Easily log one-time and recurring costs across custom categories and view basic statistical insights into your spending habits.

**Highlights:** Log one-time expenses, Log recurring expenses, Define custom categories, View expense statistics, Simple interface

**Features:** macOS Compatibility

**In-app purchases:** none


### Smart Data

[App page](https://appshunter.io/ios/app/smart-data/id1532107828)

Streamline your business expense reporting on the go. Capture receipts with your phone, add justifications, and manage costs from anywhere. This app is a component of your bank's commercial card program.

**Highlights:** Review posted corporate Mastercard expenses, Add receipts using phone camera, Add business justification and allocate costs, Group and manage multiple expenses, Approve expenses and groups

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Great tool for expenses
- 👍 User-friendly app
- 👍 Basic functions work well

**What reviewers complain about**

- 🔒 Inconvenient login process
- 🔒 Unnecessary security for uploads
- 🐛 Constant updates prevent submission
- 🐛 Errors when submitting expenses
- 🐛 Cannot edit submitted expenses

**Reported bugs**

- Login issues
- Uploading receipts issues
- App crashes during receipt import
- Constant error messages
- Submitted expenses cannot be edited

**Requested features**

- Biometric login (Face ID/fingerprint)
- Update required notification
- Storage for pending charge receipts
- Ability to recognize recurring charges
- Autofill password functionality


## Frequently asked questions

### Is Geld free?

Geld is free to download, with no in-app purchases.

### Is Smart Data free?

Smart Data is free to download, with no in-app purchases.

### Which has better reviews, Geld or Smart Data?

Smart Data is rated higher. Geld averages 2.0 out of 5 from 1 ratings, while Smart Data averages 4.4 from 729 ratings.

### Do Geld or Smart Data have ads?

Neither Geld nor Smart Data shows ads.

### Which is updated more often, Geld or Smart Data?

Geld ships an update every 20 months, and Smart Data monthly. Most recently, Geld was updated on October 6, 2026 and Smart Data on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*