# Geld vs Balance

The clearest difference is review sentiment: Balance at 85% against Geld's 0%. Balance also leads on rating (4.7 vs 2.0) and update cadence (every 2 weeks vs every 20 months). Geld's advantage is in-app purchases (none vs 4) and iOS requirement (16.6 vs 27.0). On price and ads there is nothing between them.

Both are free to download. Balance sells 4 in-app purchases, starting at $1.99 per month. Geld asks for nothing beyond the download.

Balance holds the better App Store score, 4.7 against 2.0. That said, the two scores are not equally well evidenced: Balance has 16 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of Geld's written reviews are positive against 85% of Balance's.

Geld ships an update every 20 months, Balance every 2 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Geld | Balance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (1 ratings)](https://appshunter.io/ios/app/geld/id421730040/reviews) | **[4.7 (16 ratings)](https://appshunter.io/ios/app/balance-personal-finance/id1606536498/reviews)** |
| Number of ratings | 1 | **16** |
| Positive reviews | 0.0% of reviews | **84.6% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 20 months | **Every 2 weeks** |
| Monetization | **Free** | Freemium |
| Size | 1 MB | 54 MB |
| Requires iOS | **16.6** | 27.0 |
| Devices | iPhone | **iPhone, iPad, Mac, Vision Pro** |
| Age rating | 4+ | 4+ |
| Developer | [40Hz](https://appshunter.io/developer/421730043) | [Anatoliy Gershman](https://appshunter.io/developer/1443169072) |

## What reviewers say

### Geld

[App page](https://appshunter.io/ios/app/geld/id421730040)

Track your personal finances with this straightforward expense tracker. Easily log one-time and recurring costs across custom categories and view basic statistical insights into your spending habits.

**Highlights:** Log one-time expenses, Log recurring expenses, Define custom categories, View expense statistics, Simple interface

**Features:** macOS Compatibility

**In-app purchases:** none


### Balance

[App page](https://appshunter.io/ios/app/balance-personal-finance/id1606536498)

Manage all your financial accounts in one place with a clean, intuitive interface. Track expenses, create budgets, and generate detailed reports to gain insights into your spending habits. Securely sync your data across Apple devices via iCloud.

**Highlights:** All account tracking, iCloud sync across Apple devices, Quick expense entry, Advanced search and filtering, Customizable reports, Budget management, Scheduled and recurring transactions

**Features:** Family Sharing

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $1.99 | per month |
| Quarterly | $4.99 | per 3 months |
| Yearly | $14.99 | per year |
| Lifetime | $49.99 | one-time |


## Frequently asked questions

### Is Geld free?

Geld is free to download, with no in-app purchases.

### Is Balance free?

Balance is free to download, with in-app purchases available.

### Which has better reviews, Geld or Balance?

Balance is rated higher. Geld averages 2.0 out of 5 from 1 ratings, while Balance averages 4.7 from 16 ratings.

### Do Geld or Balance have ads?

Neither Geld nor Balance shows ads.

### Which is updated more often, Geld or Balance?

Geld ships an update every 20 months, and Balance every 2 weeks. Most recently, Geld was updated on October 23, 2026 and Balance on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*