# Geld vs Bank Account

The clearest difference is review sentiment: Bank Account at 80% against Geld's 0%. Bank Account also leads on rating (4.0 vs 2.0) and update cadence (every 4 months vs every 20 months). Geld's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price and iOS requirement there is nothing between them.

Both are free to download. Bank Account sells 1 in-app purchase, starting at $0.99 per 3 months. Geld asks for nothing beyond the download.

Bank Account holds the better App Store score, 4.0 against 2.0. That said, the two scores are not equally well evidenced: Bank Account has 32 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of Geld's written reviews are positive against 80% of Bank Account's.

Geld ships an update every 20 months, Bank Account every 4 months. The most recent releases landed on November 6, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | Geld | Bank Account |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (1 ratings)](https://appshunter.io/ios/app/geld/id421730040/reviews) | **[4.0 (32 ratings)](https://appshunter.io/ios/app/bank-account/id441685366/reviews)** |
| Number of ratings | 1 | **32** |
| Positive reviews | 0.0% of reviews | **79.7% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 20 months | **Every 4 months** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 1 MB | 5 MB |
| Requires iOS | 16.6 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [40Hz](https://appshunter.io/developer/421730043) | [Harden Consulting LLC](https://appshunter.io/developer/366561891) |

## What reviewers say

### Geld

[App page](https://appshunter.io/ios/app/geld/id421730040)

Track your personal finances with this straightforward expense tracker. Easily log one-time and recurring costs across custom categories and view basic statistical insights into your spending habits.

**Highlights:** Log one-time expenses, Log recurring expenses, Define custom categories, View expense statistics, Simple interface

**Features:** macOS Compatibility

**In-app purchases:** none


### Bank Account

[App page](https://appshunter.io/ios/app/bank-account/id441685366)

This app helps you manage multiple bank accounts and track transactions locally on your device. It offers features like total balance overview, currency selection, and transaction backups to CSV or TXT files. It's designed for personal financial tracking and includes an optional ad-free subscription.

**Highlights:** Manage multiple accounts, Total balance overview, Currency selection per account, Backup/restore transactions, Search transactions, Expense breakdown by category, Lock screen option

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $0.99 | per 3 months |

**What reviewers like**

- 👍 Simple and functional
- 👍 Easy data entry
- 👍 Not overcrowded with features
- 👍 Best thing since sliced bread
- 👍 Super organized

**What reviewers complain about**

- 🐛 Too much going on, becomes a hindrance
- 🐛 Forget to select 'save', no warning
- 🐛 Ledger can be off
- 🐛 Missing items with no notification
- 🐛 Inefficient workflow

**Reported bugs**

- Forget to select 'save', no warning
- Ledger can be off
- Missing items with no notification
- Unable to change dollar amount
- Doesn't work anymore

**Requested features**

- Simplify entry process
- Redesign to address 'save' issue
- Duplicate entry saved on exit
- See all accounts on one screen
- Reconcile each transaction


## Frequently asked questions

### Is Geld free?

Geld is free to download, with no in-app purchases.

### Is Bank Account free?

Bank Account is free to download, with in-app purchases available.

### Which has better reviews, Geld or Bank Account?

Bank Account is rated higher. Geld averages 2.0 out of 5 from 1 ratings, while Bank Account averages 4.0 from 32 ratings.

### Do Geld or Bank Account have ads?

Bank Account shows ads; Geld does not.

### Which is updated more often, Geld or Bank Account?

Geld ships an update every 20 months, and Bank Account every 4 months. Most recently, Geld was updated on November 6, 2026 and Bank Account on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*