# Geld vs Bill Watch

The clearest difference is review sentiment: Bill Watch at 80% against Geld's 0%. Bill Watch also leads on rating (4.2 vs 2.0) and ratings volume (157 vs 1). Geld's advantage is in-app purchases (none vs 2) and ads (none vs shown). On price and iOS requirement there is nothing between them.

Both are free to download. Bill Watch sells 2 in-app purchases, starting at $1.99 per 6 months. Geld asks for nothing beyond the download.

Bill Watch holds the better App Store score, 4.2 against 2.0. That said, the two scores are not equally well evidenced: Bill Watch has 157 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of Geld's written reviews are positive against 80% of Bill Watch's.

Geld ships an update every 20 months, Bill Watch every 5 months. The most recent releases landed on October 6, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Geld | Bill Watch |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (1 ratings)](https://appshunter.io/ios/app/geld/id421730040/reviews) | **[4.2 (157 ratings)](https://appshunter.io/ios/app/bill-watch/id949348178/reviews)** |
| Number of ratings | 1 | **157** |
| Positive reviews | 0.0% of reviews | **80.2% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 20 months | **Every 5 months** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 1 MB | 28 MB |
| Requires iOS | 16.6 | **16.0** |
| Devices | iPhone | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [40Hz](https://appshunter.io/developer/421730043) | [LINKLINKS LTD](https://appshunter.io/developer/600375781) |

## What reviewers say

### Geld

[App page](https://appshunter.io/ios/app/geld/id421730040)

Track your personal finances with this straightforward expense tracker. Easily log one-time and recurring costs across custom categories and view basic statistical insights into your spending habits.

**Highlights:** Log one-time expenses, Log recurring expenses, Define custom categories, View expense statistics, Simple interface

**Features:** macOS Compatibility

**In-app purchases:** none


### Bill Watch

[App page](https://appshunter.io/ios/app/bill-watch/id949348178)

Organize all your income and expense bills in one place. Get timely reminders for upcoming payments to avoid late fees and simplify your financial life. Track payment status, generate reports, and manage your money with ease.

**Highlights:** Track income and expense bills, Set custom payment reminders, Calendar and list bill views, Generate financial reports, Create repeating bills, Export bills data, Passcode and Touch ID protection

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - 6 months | $1.99 | per 6 months |
| Pro Version | $19.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 🚀 Helpful for budgeting and bill reminders
- 👍 Allows unlimited bills and incomes
- 👍 Provides graphs and charts for expenses
- 👍 Useful for improving credit score

**What reviewers complain about**

- 🐛 Reporting functionality broken after recent update
- 🐛 Crashes when trying to use certain features
- 🐛 Unable to restore data when changing devices
- 🐛 Recurring bills not working correctly

**Reported bugs**

- Notifications not working as expected
- Data loss when transferring to new device
- Recurring bills not updating correctly

**Requested features**

- Ability to customize categories and accounts
- Weekly report view in addition to monthly/quarterly/yearly
- Sync with bank accounts
- Ability to share data with others


## Frequently asked questions

### Is Geld free?

Geld is free to download, with no in-app purchases.

### Is Bill Watch free?

Bill Watch is free to download, with in-app purchases available.

### Which has better reviews, Geld or Bill Watch?

Bill Watch is rated higher. Geld averages 2.0 out of 5 from 1 ratings, while Bill Watch averages 4.2 from 157 ratings.

### Do Geld or Bill Watch have ads?

Bill Watch shows ads; Geld does not.

### Which is updated more often, Geld or Bill Watch?

Geld ships an update every 20 months, and Bill Watch every 5 months. Most recently, Geld was updated on October 6, 2026 and Bill Watch on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*