# Simple TVM vs Compounder

The clearest difference is rating: Compounder at 4.8 against Simple TVM's 3.4. Compounder also leads on ratings volume (3.4K vs 10). Simple TVM's advantage is review sentiment (75% vs 60%) and iOS requirement (11.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Compounder holds the better App Store score, 4.8 against 3.4. That said, the two scores are not equally well evidenced: Compounder has 3.4K ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 75% of Simple TVM's written reviews are positive against 60% of Compounder's, so the app with the better star average is not the one people write more warmly about.

Simple TVM ships an update every 6 weeks, Compounder every 3 weeks. The most recent releases landed on June 5, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | Simple TVM | Compounder |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (10 ratings)](https://appshunter.io/ios/app/simple-tvm/id422382715/reviews) | **[4.8 (3.4K ratings)](https://appshunter.io/ios/app/compounder/id1412552240/reviews)** |
| Number of ratings | 10 | **3.4K** |
| Positive reviews | **75.0% of reviews** | 60.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 10 MB | 3 MB |
| Requires iOS | **11.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Med One Marketing](https://appshunter.io/developer/422382718) | [James Bevins](https://appshunter.io/developer/1137750302) |

## What reviewers say

### Simple TVM

[App page](https://appshunter.io/ios/app/simple-tvm/id422382715)

Calculate loan payments, interest rates, present value, and future value with this straightforward financial tool. Designed for ease of use on Apple devices, it displays values clearly above the keypad for quick reference. This calculator is intended for educational purposes.

**Highlights:** Loan payment calculation, Interest rate calculation, Present value calculation, Future value calculation, Easy-to-read display, Designed for iOS

**Features:** macOS Compatibility

**In-app purchases:** none


### Compounder

[App page](https://appshunter.io/ios/app/compounder/id1412552240)

Calculate the growth of savings and investments using compound interest. Explore how regular contributions and withdrawals impact your financial goals over time. Designed for anyone to understand and utilize the power of compounding for wealth building.

**Highlights:** Calculate compound interest, Flexible settings, Factor in periodic withdrawals, Factor in additional contributions, Easy-to-use interface

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Instant results
- 💡 Helps explain investments
- 🚀 Simple and easy to use
- 👍 Best and easiest compound calculator

**What reviewers complain about**

- 🐛 Glitchy and not user-friendly after update
- 🐛 Can't use quarterly, monthly, or weekly buttons after update
- 🐛 New version not working well on iPhone
- 🐛 Can't click off of monthly to quarterly, yearly, or weekly
- 🐛 Compound frequency stuck on monthly after update

**Reported bugs**

- Calculation issues with initial investment
- Formatting issues on mobile devices
- Crashes after short usage

**Requested features**

- Add percentage option for withdrawal
- Allow adjusting periodic contributions (weekly, monthly, etc.)
- Include daily compounding option
- Add inflation adjustment to contributions and outputs
- Create a widget version


## Frequently asked questions

### Is Simple TVM free?

Simple TVM is free to download, with no in-app purchases.

### Is Compounder free?

Compounder is free to download, with no in-app purchases.

### Which has better reviews, Simple TVM or Compounder?

Compounder is rated higher. Simple TVM averages 3.4 out of 5 from 10 ratings, while Compounder averages 4.8 from 3.4K ratings.

### Do Simple TVM or Compounder have ads?

Neither Simple TVM nor Compounder shows ads.

### Which is updated more often, Simple TVM or Compounder?

Simple TVM ships an update every 6 weeks, and Compounder every 3 weeks. Most recently, Simple TVM was updated on June 5, 2026 and Compounder on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*