# Simple TVM vs BA Financial Calculator

The clearest difference is rating: BA Financial Calculator at 4.8 against Simple TVM's 3.4. BA Financial Calculator also leads on ratings volume (3.5K vs 10). Simple TVM's advantage is ads (none vs shown) and update cadence (every 6 weeks vs every 4 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BA Financial Calculator holds the better App Store score, 4.8 against 3.4. That said, the two scores are not equally well evidenced: BA Financial Calculator has 3.5K ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 75% of Simple TVM's written reviews are positive against 65% of BA Financial Calculator's, so the app with the better star average is not the one people write more warmly about.

Simple TVM ships an update every 6 weeks, BA Financial Calculator every 4 months. The most recent releases landed on November 1, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | Simple TVM | BA Financial Calculator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (10 ratings)](https://appshunter.io/ios/app/simple-tvm/id422382715/reviews) | **[4.8 (3.5K ratings)](https://appshunter.io/ios/app/ba-financial-calculator/id1479219212/reviews)** |
| Number of ratings | 10 | **3.5K** |
| Positive reviews | **75.0% of reviews** | 64.9% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 6 weeks** | Every 4 months |
| Monetization | **Free** | Ad-supported |
| Size | 10 MB | 27 MB |
| Requires iOS | **11.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Med One Marketing](https://appshunter.io/developer/422382718) | [Angel Montana](https://appshunter.io/developer/1479219211) |

## What reviewers say

### Simple TVM

[App page](https://appshunter.io/ios/app/simple-tvm/id422382715)

Calculate loan payments, interest rates, present value, and future value with this straightforward financial tool. Designed for ease of use on Apple devices, it displays values clearly above the keypad for quick reference. This calculator is intended for educational purposes.

**Highlights:** Loan payment calculation, Interest rate calculation, Present value calculation, Future value calculation, Easy-to-read display, Designed for iOS

**Features:** macOS Compatibility

**In-app purchases:** none


### BA Financial Calculator

[App page](https://appshunter.io/ios/app/ba-financial-calculator/id1479219212)

Emulates the TI BAII Plus financial calculator, offering identical functionality with a clean and user-friendly interface. It's designed for finance professionals and students preparing for exams like CFA, FRM, and CPA.

**Highlights:** TI BAII Plus emulator, Identical functionality, User-friendly interface, Fast and reliable, Exam preparation tool

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Great app
- 🚀 Exactly like the real thing
- 👍 Useful
- 👍 Solid app
- 👍 Fantastic

**What reviewers complain about**

- 🐛 Incorrect calculations
- 🐛 Not accurate
- 🐛 Précision à revoir
- 🐛 Wrong answers
- 🐛 TVM DOES NOT WORK!  USELESS!

**Reported bugs**

- Incorrect calculations
- Calculations not accurate
- TVM functions not working
- Errors when trying to use certain features
- App crashes or freezes

**Requested features**

- Dark mode option
- Advanced analytics dashboard
- Instructions on how to use the calculator
- Option to remove ads
- Support for landscape mode and screen split on iPad


## Frequently asked questions

### Is Simple TVM free?

Simple TVM is free to download, with no in-app purchases.

### Is BA Financial Calculator free?

BA Financial Calculator is free to download, with no in-app purchases.

### Which has better reviews, Simple TVM or BA Financial Calculator?

BA Financial Calculator is rated higher. Simple TVM averages 3.4 out of 5 from 10 ratings, while BA Financial Calculator averages 4.8 from 3.5K ratings.

### Do Simple TVM or BA Financial Calculator have ads?

BA Financial Calculator shows ads; Simple TVM does not.

### Which is updated more often, Simple TVM or BA Financial Calculator?

Simple TVM ships an update every 6 weeks, and BA Financial Calculator every 4 months. Most recently, Simple TVM was updated on November 1, 2026 and BA Financial Calculator on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*