# Simple TVM vs Compound Interest Calc

The clearest difference is rating: Compound Interest Calc at 4.8 against Simple TVM's 3.4. Compound Interest Calc also leads on ratings volume (6.7K vs 10). Simple TVM's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, review sentiment, update cadence and device support there is nothing between them.

Both are free to download. Compound Interest Calc sells 1 one-off in-app purchase. Simple TVM asks for nothing beyond the download.

Compound Interest Calc holds the better App Store score, 4.8 against 3.4. That said, the two scores are not equally well evidenced: Compound Interest Calc has 6.7K ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 75% of Simple TVM's written reviews are positive against 69% of Compound Interest Calc's, so the app with the better star average is not the one people write more warmly about.

Simple TVM ships an update every 6 weeks, Compound Interest Calc every 3 months. The most recent releases landed on October 4, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Simple TVM | Compound Interest Calc |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (10 ratings)](https://appshunter.io/ios/app/simple-tvm/id422382715/reviews) | **[4.8 (6.7K ratings)](https://appshunter.io/ios/app/compound-interest-calc/id1509212588/reviews)** |
| Number of ratings | 10 | **6.7K** |
| Positive reviews | **75.0% of reviews** | 68.6% of reviews |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 6 weeks** | Every 3 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 10 MB | 16 MB |
| Requires iOS | **11.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Med One Marketing](https://appshunter.io/developer/422382718) | [Dane Hankamer](https://appshunter.io/developer/1509095396) |

## What reviewers say

### Simple TVM

[App page](https://appshunter.io/ios/app/simple-tvm/id422382715)

Calculate loan payments, interest rates, present value, and future value with this straightforward financial tool. Designed for ease of use on Apple devices, it displays values clearly above the keypad for quick reference. This calculator is intended for educational purposes.

**Highlights:** Loan payment calculation, Interest rate calculation, Present value calculation, Future value calculation, Easy-to-read display, Designed for iOS

**Features:** macOS Compatibility

**In-app purchases:** none


### Compound Interest Calc

[App page](https://appshunter.io/ios/app/compound-interest-calc/id1509212588)

Plan your financial future with a powerful compound interest calculator. It helps you visualize investment growth with periodic contributions and plan retirement withdrawals with inflation adjustments. Offers detailed breakdowns and interactive charts for informed financial decisions.

**Highlights:** Calculate investment growth with contributions, Plan retirement withdrawals with inflation, Interactive growth and depletion charts, Year-by-year detailed breakdowns, Real-time calculations, Works offline

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $1.99 | one-time |

**What reviewers like**

- 🚀 Easy to use
- 🚀 Visually appealing
- 🚀 Helpful for financial planning
- 🚀 Powerful compound interest calculations
- 🚀 Intuitive interface

**What reviewers complain about**

- 🐛 Scaling issues on smaller devices
- 🐛 Inaccurate calculations in certain scenarios
- 🐛 Frequent ads disrupting user experience
- 🐛 Crashing and compatibility issues
- 🐛 Lack of customization options

**Reported bugs**

- Withdrawal calculations showing incorrect results
- App crashing on certain device models
- Scaling issues on iPad devices
- Compound interest calculations not accurate for weekly/monthly contributions

**Requested features**

- Add dividend calculation option
- Allow for daily compound interest calculations
- Implement a save/load feature to retain user inputs
- Add ability to input one-time lump sum contributions
- Provide inflation-adjusted withdrawal calculations


## Frequently asked questions

### Is Simple TVM free?

Simple TVM is free to download, with no in-app purchases.

### Is Compound Interest Calc free?

Compound Interest Calc is free to download, with in-app purchases available.

### Which has better reviews, Simple TVM or Compound Interest Calc?

Compound Interest Calc is rated higher. Simple TVM averages 3.4 out of 5 from 10 ratings, while Compound Interest Calc averages 4.8 from 6.7K ratings.

### Do Simple TVM or Compound Interest Calc have ads?

Compound Interest Calc shows ads; Simple TVM does not.

### Which is updated more often, Simple TVM or Compound Interest Calc?

Simple TVM ships an update every 6 weeks, and Compound Interest Calc every 3 months. Most recently, Simple TVM was updated on October 4, 2026 and Compound Interest Calc on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*