# 中信银行 vs 国行企业银行

The clearest difference is update cadence: 中信银行 at every 3 weeks against 国行企业银行's every 4 months. 国行企业银行's advantage is iOS requirement (11.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

中信银行 ships an update every 3 weeks, 国行企业银行 every 4 months. The most recent releases landed on October 26, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | 中信银行 | 国行企业银行 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.8 (229 ratings)](https://appshunter.io/ios/app/id422844108/reviews)** | — |
| Number of ratings | **229** | — |
| Positive reviews | 18.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 months |
| Size | 260 MB | 135 MB |
| Requires iOS | 13.0 | **11.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [中信银行](https://appshunter.io/developer/422844111) | [厦门国际银行股份有限公司](https://appshunter.io/developer/973400071) |

## What reviewers say

### 中信银行

[App page](https://appshunter.io/ios/app/id422844108)

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient banking functionality
- 💳 Credit card features available

**What reviewers complain about**

- 🐛 Frequent crashes and freezes
- ⏱️ Extremely slow loading times
- 🔐 Complex and cumbersome login process
- 🎨 Poor and confusing UI/UX design
- 📱 App becomes unresponsive mid-operation

**Reported bugs**

- App freezes at 'New Start More Excellence' screen
- Login automatically expires within minutes
- Crashes when modifying login password
- Facial recognition causes app crash
- Verification code input field non-functional

**Requested features**

- Simplify interface and remove unnecessary features
- Add fingerprint/biometric login support
- Improve fund purchase history visibility
- Add dark mode option
- Reduce app file size


### 国行企业银行

[App page](https://appshunter.io/ios/app/id1006044962)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 中信银行 free?

中信银行 is free to download, with no in-app purchases.

### Is 国行企业银行 free?

国行企业银行 is free to download, with no in-app purchases.

### Do 中信银行 or 国行企业银行 have ads?

Neither 中信银行 nor 国行企业银行 shows ads.

### Which is updated more often, 中信银行 or 国行企业银行?

中信银行 ships an update every 3 weeks, and 国行企业银行 every 4 months. Most recently, 中信银行 was updated on October 26, 2026 and 国行企业银行 on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*