# 中信银行 vs e

The clearest difference is rating: e at 2.4 against 中信银行's 1.8. e also leads on review sentiment (30% vs 18%). 中信银行's advantage is iOS requirement (11.0 vs 13.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

e holds the better App Store score, 2.4 against 1.8. Both are backed by a comparable volume of ratings — 228 and 110 respectively. Written reviews point the same way: 18% of 中信银行's written reviews are positive against 30% of e's.

中信银行 ships an update every 3 weeks, e monthly. The most recent releases landed on October 13, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | 中信银行 | e |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.8 (228 ratings)](https://appshunter.io/ios/app/id422844108/reviews) | **[2.4 (110 ratings)](https://appshunter.io/ios/app/e-cny/id1571652872/reviews)** |
| Number of ratings | **228** | 110 |
| Positive reviews | 18.3% of reviews | **29.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | — | Free |
| Size | 275 MB | 175 MB |
| Requires iOS | **11.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [中信银行](https://appshunter.io/developer/422844111) | [数字人民币运营管理中心有限公司](https://appshunter.io/developer/6786709020) |

## What reviewers say

### 中信银行

[App page](https://appshunter.io/ios/app/id422844108)

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient banking functionality
- 💳 Credit card features available

**What reviewers complain about**

- 🐛 Frequent crashes and freezes
- ⏱️ Extremely slow loading times
- 🔐 Complex and cumbersome login process
- 🎨 Poor and confusing UI/UX design
- 📱 App becomes unresponsive mid-operation

**Reported bugs**

- App freezes at 'New Start More Excellence' screen
- Login automatically expires within minutes
- Crashes when modifying login password
- Facial recognition causes app crash
- Verification code input field non-functional

**Requested features**

- Simplify interface and remove unnecessary features
- Add fingerprint/biometric login support
- Improve fund purchase history visibility
- Add dark mode option
- Reduce app file size


### e

[App page](https://appshunter.io/ios/app/e-cny/id1571652872)

This official platform allows individuals to manage their digital Chinese Yuan (e-CNY) wallets. Users can open wallets, exchange funds, make payments, and track their e-CNY assets. It's developed by authorized operators for secure digital currency transactions.

**Highlights:** Digital e-CNY wallet management, Open and manage e-CNY wallets, Exchange and use e-CNY, Manage e-CNY assets, Check e-CNY balance

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 中信银行 free?

中信银行 is free to download, with no in-app purchases.

### Is e free?

e is free to download, with no in-app purchases.

### Which has better reviews, 中信银行 or e?

e is rated higher. 中信银行 averages 1.8 out of 5 from 228 ratings, while e averages 2.4 from 110 ratings.

### Do 中信银行 or e have ads?

Neither 中信银行 nor e shows ads.

### Which is updated more often, 中信银行 or e?

中信银行 ships an update every 3 weeks, and e monthly. Most recently, 中信银行 was updated on October 13, 2026 and e on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*