# 中信银行 vs 兴业银行手机银行

The clearest difference is rating: 兴业银行手机银行 at 4.5 against 中信银行's 1.8. 兴业银行手机银行 also leads on review sentiment (33% vs 18%) and ratings volume (793 vs 228). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

兴业银行手机银行 holds the better App Store score, 4.5 against 1.8. Both are backed by a comparable volume of ratings — 228 and 793 respectively. Written reviews point the same way: 18% of 中信银行's written reviews are positive against 33% of 兴业银行手机银行's.

中信银行 ships an update every 3 weeks, 兴业银行手机银行 fortnightly. The most recent releases landed on September 21, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | 中信银行 | 兴业银行手机银行 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.8 (228 ratings)](https://appshunter.io/ios/app/id422844108/reviews) | **[4.5 (793 ratings)](https://appshunter.io/ios/app/id433592972/reviews)** |
| Number of ratings | 228 | **793** |
| Positive reviews | 18.5% of reviews | **33.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Size | 275 MB | 523 MB |
| Requires iOS | 11.0 | **9.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [中信银行](https://appshunter.io/developer/422844111) | [兴业银行](https://appshunter.io/developer/433122843) |

## What reviewers say

### 中信银行

[App page](https://appshunter.io/ios/app/id422844108)

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient banking functionality
- 💳 Credit card features available

**What reviewers complain about**

- 🐛 Frequent crashes and freezes
- ⏱️ Extremely slow loading times
- 🔐 Complex and cumbersome login process
- 🎨 Poor and confusing UI/UX design
- 📱 App becomes unresponsive mid-operation

**Reported bugs**

- App freezes at 'New Start More Excellence' screen
- Login automatically expires within minutes
- Crashes when modifying login password
- Facial recognition causes app crash
- Verification code input field non-functional

**Requested features**

- Simplify interface and remove unnecessary features
- Add fingerprint/biometric login support
- Improve fund purchase history visibility
- Add dark mode option
- Reduce app file size


### 兴业银行手机银行

[App page](https://appshunter.io/ios/app/id433592972)

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Smooth interface
- 💡 Useful features
- 🚀 Fast and responsive

**What reviewers complain about**

- 🐛 Frequent crashes
- 🔋 High battery consumption
- ⚠️ Compatibility issues
- 🤖 Poor customer support

**Reported bugs**

- Login screen freezes
- Unreliable network connectivity
- Delayed transaction notifications
- Incorrect account balance display

**Requested features**

- Dark mode option
- Improved security features
- Enhanced transaction history
- Seamless cross-device sync


## Frequently asked questions

### Is 中信银行 free?

中信银行 is free to download, with no in-app purchases.

### Is 兴业银行手机银行 free?

兴业银行手机银行 is free to download, with no in-app purchases.

### Which has better reviews, 中信银行 or 兴业银行手机银行?

兴业银行手机银行 is rated higher. 中信银行 averages 1.8 out of 5 from 228 ratings, while 兴业银行手机银行 averages 4.5 from 793 ratings.

### Do 中信银行 or 兴业银行手机银行 have ads?

Neither 中信银行 nor 兴业银行手机银行 shows ads.

### Which is updated more often, 中信银行 or 兴业银行手机银行?

中信银行 ships an update every 3 weeks, and 兴业银行手机银行 fortnightly. Most recently, 中信银行 was updated on September 21, 2026 and 兴业银行手机银行 on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*