# 中信银行 vs 中国农业银行

The clearest difference is rating: 中国农业银行 at 4.7 against 中信银行's 1.8. 中国农业银行 also leads on ratings volume (11K vs 229). 中信银行's advantage is update cadence (every 3 weeks vs every 2 months). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

中国农业银行 holds the better App Store score, 4.7 against 1.8. That said, the two scores are not equally well evidenced: 中国农业银行 has 11K ratings behind it against 229, so its average is the more settled of the two. Written reviews complicate that: 18% of 中信银行's written reviews are positive against 17% of 中国农业银行's, so the app with the better star average is not the one people write more warmly about.

中信银行 ships an update every 3 weeks, 中国农业银行 every 2 months. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | 中信银行 | 中国农业银行 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.8 (229 ratings)](https://appshunter.io/ios/app/id422844108/reviews) | **[4.7 (11K ratings)](https://appshunter.io/ios/app/id515651240/reviews)** |
| Number of ratings | 229 | **11K** |
| Positive reviews | **18.3% of reviews** | 17.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Size | 260 MB | 268 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [中信银行](https://appshunter.io/developer/422844111) | [中国农业银行](https://appshunter.io/developer/515651243) |

## What reviewers say

### 中信银行

[App page](https://appshunter.io/ios/app/id422844108)

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient banking functionality
- 💳 Credit card features available

**What reviewers complain about**

- 🐛 Frequent crashes and freezes
- ⏱️ Extremely slow loading times
- 🔐 Complex and cumbersome login process
- 🎨 Poor and confusing UI/UX design
- 📱 App becomes unresponsive mid-operation

**Reported bugs**

- App freezes at 'New Start More Excellence' screen
- Login automatically expires within minutes
- Crashes when modifying login password
- Facial recognition causes app crash
- Verification code input field non-functional

**Requested features**

- Simplify interface and remove unnecessary features
- Add fingerprint/biometric login support
- Improve fund purchase history visibility
- Add dark mode option
- Reduce app file size


### 中国农业银行

[App page](https://appshunter.io/ios/app/id515651240)

This app provides a range of banking services tailored to different user needs, including rural-focused features, large text display for elderly users, accessibility options, budget tracking, search functionality with voice interaction, and advanced security measures using AI. Users can also participate in various activities like quizzes and shopping discounts. Discover a new way of banking tailored to your needs!

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ⭐ Convenient features
- 🚀 Fast and efficient
- 👍 User-friendly interface
- 💰 Helpful for financial management

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔒 Privacy and security concerns
- 🔄 Forced updates and lack of choice
- 🤖 Poor customer service
- 📦 Bloated and resource-intensive

**Reported bugs**

- Inability to log in or access account
- Repeated crashes on launch
- Incorrect account balance display
- Compatibility issues with newer devices

**Requested features**

- Support for English language
- Improved biometric login options
- Streamlined update process
- Better integration with other banking services


## Frequently asked questions

### Is 中信银行 free?

中信银行 is free to download, with no in-app purchases.

### Is 中国农业银行 free?

中国农业银行 is free to download, with no in-app purchases.

### Which has better reviews, 中信银行 or 中国农业银行?

中国农业银行 is rated higher. 中信银行 averages 1.8 out of 5 from 229 ratings, while 中国农业银行 averages 4.7 from 11K ratings.

### Do 中信银行 or 中国农业银行 have ads?

Neither 中信银行 nor 中国农业银行 shows ads.

### Which is updated more often, 中信银行 or 中国农业银行?

中信银行 ships an update every 3 weeks, and 中国农业银行 every 2 months. Most recently, 中信银行 was updated on November 1, 2026 and 中国农业银行 on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*