# 中信银行 vs 中国人寿寿险

The clearest difference is rating: 中国人寿寿险 at 2.3 against 中信银行's 1.8. 中信银行's advantage is ratings volume (229 vs 59). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

中国人寿寿险 holds the better App Store score, 2.3 against 1.8. Both are backed by a comparable volume of ratings — 229 and 59 respectively. Written reviews complicate that: 18% of 中信银行's written reviews are positive against 13% of 中国人寿寿险's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on November 1, 2026.

## The numbers

| Metric | 中信银行 | 中国人寿寿险 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.8 (229 ratings)](https://appshunter.io/ios/app/id422844108/reviews) | **[2.3 (59 ratings)](https://appshunter.io/ios/app/id765577833/reviews)** |
| Number of ratings | **229** | 59 |
| Positive reviews | **18.3% of reviews** | 12.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Size | 260 MB | 356 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CHINA CITIC BANK CORPORATION LIMITED](https://appshunter.io/developer/422844111) | [中国人寿保险股份有限公司](https://appshunter.io/developer/765577836) |

## What reviewers say

### 中信银行

[App page](https://appshunter.io/ios/app/id422844108)

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient banking functionality
- 💳 Credit card features available

**What reviewers complain about**

- 🐛 Frequent crashes and freezes
- ⏱️ Extremely slow loading times
- 🔐 Complex and cumbersome login process
- 🎨 Poor and confusing UI/UX design
- 📱 App becomes unresponsive mid-operation

**Reported bugs**

- App freezes at 'New Start More Excellence' screen
- Login automatically expires within minutes
- Crashes when modifying login password
- Facial recognition causes app crash
- Verification code input field non-functional

**Requested features**

- Simplify interface and remove unnecessary features
- Add fingerprint/biometric login support
- Improve fund purchase history visibility
- Add dark mode option
- Reduce app file size


### 中国人寿寿险

[App page](https://appshunter.io/ios/app/id765577833)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 中信银行 free?

中信银行 is free to download, with no in-app purchases.

### Is 中国人寿寿险 free?

中国人寿寿险 is free to download, with no in-app purchases.

### Which has better reviews, 中信银行 or 中国人寿寿险?

中国人寿寿险 is rated higher. 中信银行 averages 1.8 out of 5 from 229 ratings, while 中国人寿寿险 averages 2.3 from 59 ratings.

### Do 中信银行 or 中国人寿寿险 have ads?

Neither 中信银行 nor 中国人寿寿险 shows ads.

### Which is updated more often, 中信银行 or 中国人寿寿险?

中信银行 ships an update every 3 weeks, and 中国人寿寿险 every 3 weeks. Most recently, 中信银行 was updated on November 1, 2026 and 中国人寿寿险 on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*