# 中信银行 vs 建行企业银行

The clearest difference is rating: 中信银行 at 1.8 against 建行企业银行's 1.4. 中信银行 also leads on ratings volume (229 vs 19). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

中信银行 holds the better App Store score, 1.8 against 1.4. That said, the two scores are not equally well evidenced: 中信银行 has 229 ratings behind it against 19, so its average is the more settled of the two. Written reviews complicate that: 18% of 中信银行's written reviews are positive against 26% of 建行企业银行's, so the app with the better star average is not the one people write more warmly about.

中信银行 ships an update every 3 weeks, 建行企业银行 monthly. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | 中信银行 | 建行企业银行 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.8 (229 ratings)](https://appshunter.io/ios/app/id422844108/reviews)** | [1.4 (19 ratings)](https://appshunter.io/ios/app/id990595573/reviews) |
| Number of ratings | **229** | 19 |
| Positive reviews | 18.3% of reviews | **25.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Size | 260 MB | 310 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [中信银行](https://appshunter.io/developer/422844111) | [中国建设银行](https://appshunter.io/developer/391965018) |

## What reviewers say

### 中信银行

[App page](https://appshunter.io/ios/app/id422844108)

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient banking functionality
- 💳 Credit card features available

**What reviewers complain about**

- 🐛 Frequent crashes and freezes
- ⏱️ Extremely slow loading times
- 🔐 Complex and cumbersome login process
- 🎨 Poor and confusing UI/UX design
- 📱 App becomes unresponsive mid-operation

**Reported bugs**

- App freezes at 'New Start More Excellence' screen
- Login automatically expires within minutes
- Crashes when modifying login password
- Facial recognition causes app crash
- Verification code input field non-functional

**Requested features**

- Simplify interface and remove unnecessary features
- Add fingerprint/biometric login support
- Improve fund purchase history visibility
- Add dark mode option
- Reduce app file size


### 建行企业银行

[App page](https://appshunter.io/ios/app/id990595573)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 中信银行 free?

中信银行 is free to download, with no in-app purchases.

### Is 建行企业银行 free?

建行企业银行 is free to download, with no in-app purchases.

### Which has better reviews, 中信银行 or 建行企业银行?

中信银行 is rated higher. 中信银行 averages 1.8 out of 5 from 229 ratings, while 建行企业银行 averages 1.4 from 19 ratings.

### Do 中信银行 or 建行企业银行 have ads?

Neither 中信银行 nor 建行企业银行 shows ads.

### Which is updated more often, 中信银行 or 建行企业银行?

中信银行 ships an update every 3 weeks, and 建行企业银行 monthly. Most recently, 中信银行 was updated on November 1, 2026 and 建行企业银行 on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*