# Water Timer vs MyFinancial

The clearest difference is price: MyFinancial at Free against Water Timer's $0.99. MyFinancial also leads on update cadence (every 2 months vs every 13 months). Water Timer's advantage is iOS requirement (12.0 vs 15.1). On ads, in-app purchases and device support there is nothing between them.

MyFinancial is free to download; Water Timer costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Water Timer ships an update every 13 months, MyFinancial every 2 months. The most recent releases landed on September 10, 2026 and September 27, 2026 respectively.

## The numbers

| Metric | Water Timer | MyFinancial |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | — | **[4.9 (12K ratings)](https://appshunter.io/ios/app/myfinancial/id1545401235/reviews)** |
| Number of ratings | — | **12K** |
| Positive reviews | — | 92.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 13 months | **Every 2 months** |
| Monetization | — | Free with in-app purchases |
| Size | 2 MB | 24 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Piet Jonas](https://appshunter.io/developer/288060167) | [John Deere](https://appshunter.io/developer/411445733) |

## What reviewers say

### Water Timer

[App page](https://appshunter.io/ios/app/water-timer/id423302971)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### MyFinancial

[App page](https://appshunter.io/ios/app/myfinancial/id1545401235)

Manage your John Deere Financial accounts conveniently and securely. View account details, statements, and make payments. Enroll in AutoPay to avoid missed payments and access past statements.

**Highlights:** View account details, Access statements (18 months), Make one-time payments, Enroll in AutoPay, Manage automatic payments, Contact customer service

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 User-friendly interface
- 🚀 Quick and convenient payments
- 👍 Straightforward navigation
- 🚀 Efficient payment process

**What reviewers complain about**

- 🐛 Occasional login issues
- 🐛 Crashes or freezes
- 🐛 Inconsistent performance
- 🐛 Paperless billing concerns
- 🐛 Inability to select payment date

**Reported bugs**

- Login screen not working
- App not opening outside of the US
- Payments not processing correctly

**Requested features**

- Automatic payment option
- Ability to view detailed account history
- Debit card payment option
- Improved login persistence
- Notification system for payments


## Frequently asked questions

### Is Water Timer free?

Water Timer costs $0.99, with no in-app purchases.

### Is MyFinancial free?

MyFinancial is free to download, with no in-app purchases.

### Do Water Timer or MyFinancial have ads?

Neither Water Timer nor MyFinancial shows ads.

### Which is updated more often, Water Timer or MyFinancial?

Water Timer ships an update every 13 months, and MyFinancial every 2 months. Most recently, Water Timer was updated on September 10, 2026 and MyFinancial on September 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*