# Water Timer vs myFICO

The clearest difference is price: myFICO at Free against Water Timer's $0.99. myFICO also leads on update cadence (every 3 weeks vs every 13 months) and chart position (#171 vs unranked). Water Timer's advantage is iOS requirement (12.0 vs 18.6). On ads, in-app purchases and device support there is nothing between them.

myFICO is free to download; Water Timer costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Water Timer ships an update every 13 months, myFICO every 3 weeks. The most recent releases landed on November 10, 2026 and November 12, 2026 respectively.

## The numbers

| Metric | Water Timer | myFICO |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | — | **[4.8 (52K ratings)](https://appshunter.io/ios/app/myfico-credit-score-tracking/id714626557/reviews)** |
| Number of ratings | — | **52K** |
| Positive reviews | — | 37.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 13 months | **Every 3 weeks** |
| Monetization | — | Free |
| Best chart rank | — | **#171** |
| Size | 2 MB | 57 MB |
| Requires iOS | **12.0** | 18.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Piet Jonas](https://appshunter.io/developer/288060167) | [FICO](https://appshunter.io/developer/714626560) |

## What reviewers say

### Water Timer

[App page](https://appshunter.io/ios/app/water-timer/id423302971)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### myFICO

[App page](https://appshunter.io/ios/app/myfico-credit-score-tracking/id714626557)

**Currently charting:** #171 Top Free · Finance (US App Store)

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content.

**Highlights:** FICO Scores for lending, Credit report comparison, FICO Score Simulator, Credit monitoring alerts, Access credit reports, Score history tracking, Credit education resources

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Keeps you updated on credit changes
- 🔒 Provides accurate FICO scores
- 👍 Helpful for home/car purchases
- 💡 Useful credit monitoring and analysis tools

**What reviewers complain about**

- 🐛 Inconsistent/inaccurate score reporting
- 💰 Expensive subscription fees
- 🔍 Lacks detailed credit information
- 🔁 Frequent log-outs and identity verifications

**Reported bugs**

- Score screen glitches and displays incorrect information
- Face ID/biometric login not working on newer devices
- Subscription issues with payments and account access

**Requested features**

- Provide more detailed credit report information
- Offer a free trial or lower-cost subscription option
- Improve app stability and reduce glitches
- Add ability to dispute items directly from the app


## Frequently asked questions

### Is Water Timer free?

Water Timer costs $0.99, with no in-app purchases.

### Is myFICO free?

myFICO is free to download, with no in-app purchases.

### Do Water Timer or myFICO have ads?

Neither Water Timer nor myFICO shows ads.

### Which is updated more often, Water Timer or myFICO?

Water Timer ships an update every 13 months, and myFICO every 3 weeks. Most recently, Water Timer was updated on November 10, 2026 and myFICO on November 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*