# 中国工商银行 vs 房贷计算器

The clearest difference is ratings volume: 中国工商银行 at 32K against 房贷计算器's 18. 中国工商银行 also leads on update cadence (every 4 weeks vs every 4 months). 房贷计算器's advantage is iOS requirement (9.0 vs 13.0). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for 中国工商银行 against 4.8 for 房贷计算器. That said, the two scores are not equally well evidenced: 中国工商银行 has 32K ratings behind it against 18, so its average is the more settled of the two.

中国工商银行 ships an update every 4 weeks, 房贷计算器 every 4 months. The most recent releases landed on October 28, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | 中国工商银行 | 房贷计算器 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (32K ratings)](https://appshunter.io/ios/app/id423514795/reviews) | **[4.8 (18 ratings)](https://appshunter.io/ios/app/2020/id1359828836/reviews)** |
| Number of ratings | **32K** | 18 |
| Positive reviews | 32.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Every 4 months |
| Monetization | — | Free |
| Size | 406 MB | 41 MB |
| Requires iOS | 13.0 | **9.0** |
| Devices | iPhone, iPod, Vision Pro | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Industrial and Commercial Bank of China](https://appshunter.io/developer/404569366) | [连喜 罗](https://appshunter.io/developer/1450239627) |

## What reviewers say

### 中国工商银行

[App page](https://appshunter.io/ios/app/id423514795)

**Features:** Siri integration, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Fast and responsive
- 🔒 Secure banking experience
- 💡 Helpful features for elderly customers

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔍 Difficult to navigate and find features
- 📢 Excessive advertisements and push notifications
- 🔒 Forced biometric authentication concerns
- 🕰️ Slow performance and long loading times

**Reported bugs**

- Login issues and account freezes
- Incompatibility with newer devices
- Incorrect or missing transaction data
- Unreliable network connectivity

**Requested features**

- Add English language support
- Improve UI and user experience
- Allow more customization options
- Streamline transaction and transfer flows
- Enhance security without compromising usability


### 房贷计算器

[App page](https://appshunter.io/ios/app/2020/id1359828836)

This tool helps users calculate mortgage loans for buying a home. It provides information on loan repayment, interest rates, and their impact on monthly payments. The app aims to make home buying decisions more informed and professional.

**Highlights:** Mortgage loan calculation, Commercial loan support, Provident fund loan support, Repayment information, Interest rate impact analysis

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 中国工商银行 free?

中国工商银行 is free to download, with no in-app purchases.

### Is 房贷计算器 free?

房贷计算器 is free to download, with no in-app purchases.

### Which has better reviews, 中国工商银行 or 房贷计算器?

房贷计算器 is rated higher. 中国工商银行 averages 4.7 out of 5 from 32K ratings, while 房贷计算器 averages 4.8 from 18 ratings.

### Do 中国工商银行 or 房贷计算器 have ads?

Neither 中国工商银行 nor 房贷计算器 shows ads.

### Which is updated more often, 中国工商银行 or 房贷计算器?

中国工商银行 ships an update every 4 weeks, and 房贷计算器 every 4 months. Most recently, 中国工商银行 was updated on October 28, 2026 and 房贷计算器 on October 21, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*