# Kemba Mobile vs Cyber ESS

The clearest difference is review sentiment: Kemba Mobile at 56% against Cyber ESS's 17%. Kemba Mobile also leads on rating (2.8 vs 2.2) and update cadence (every 5 weeks vs every 23 months). Cyber ESS's advantage is iOS requirement (13.0 vs 16.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Kemba Mobile holds the better App Store score, 2.8 against 2.2. Both are backed by a comparable volume of ratings — 46 and 18 respectively. Written reviews point the same way: 56% of Kemba Mobile's written reviews are positive against 17% of Cyber ESS's.

Kemba Mobile ships an update every 5 weeks, Cyber ESS every 23 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Kemba Mobile | Cyber ESS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.8 (46 ratings)](https://appshunter.io/ios/app/kemba-mobile/id424727840/reviews)** | [2.2 (18 ratings)](https://appshunter.io/ios/app/cyber-ess/id1637848447/reviews) |
| Number of ratings | **46** | 18 |
| Positive reviews | **56.0% of reviews** | 16.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 23 months |
| Monetization | Free | Free |
| Size | 128 MB | 9 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Kemba Credit Union](https://appshunter.io/developer/424727843) | [CyberPay Inc.](https://appshunter.io/developer/1637847962) |

## What reviewers say

### Kemba Mobile

[App page](https://appshunter.io/ios/app/kemba-mobile/id424727840)

Manage your finances on the go with secure 24/7 access to your accounts. Perform transactions, deposit checks, pay bills, and control your cards directly from your mobile device.

**Highlights:** 24/7 secure account access, Check balances, View transaction history, Deposit checks, Transfer funds, Pay bills, Card controls

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and easy to navigate
- 👍 Convenient for viewing account information
- 👍 Great customer service
- 👍 Makes balancing checking account easy
- 👍 Appreciated for protecting funds and identity

**What reviewers complain about**

- 🐛 App is buggy and unstable
- 🐛 Frequent logouts and poor performance
- 🐛 Mobile deposit errors
- 🐛 Difficulty logging in after updates
- 🐛 Annoying security verification steps

**Reported bugs**

- Constantly deleting and reinstalling app
- Randomly logged out
- No smooth transition between menus
- Mobile deposit error 'something went wrong'
- Face ID/Touch ID not saving or working

**Requested features**

- More physical bank locations
- Ability to make payments from iPhone app
- Add own pending transactions
- Pattern or number code for faster sign-in
- More ATMs


### Cyber ESS

[App page](https://appshunter.io/ios/app/cyber-ess/id1637848447)

Access your pay stubs and annual tax forms like W-2s and 1099s if your employer uses specific payroll software. This application provides a portal to view and download important employment documents.

**Highlights:** Download pay stubs, Access annual tax forms (W-2, 1099), ESS portal access, Employer-specific services

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Kemba Mobile free?

Kemba Mobile is free to download, with no in-app purchases.

### Is Cyber ESS free?

Cyber ESS is free to download, with no in-app purchases.

### Which has better reviews, Kemba Mobile or Cyber ESS?

Kemba Mobile is rated higher. Kemba Mobile averages 2.8 out of 5 from 46 ratings, while Cyber ESS averages 2.2 from 18 ratings.

### Do Kemba Mobile or Cyber ESS have ads?

Neither Kemba Mobile nor Cyber ESS shows ads.

### Which is updated more often, Kemba Mobile or Cyber ESS?

Kemba Mobile ships an update every 5 weeks, and Cyber ESS every 23 months. Most recently, Kemba Mobile was updated on October 23, 2026 and Cyber ESS on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*