# Kemba Mobile vs COPFCU Mobile

The clearest difference is review sentiment: Kemba Mobile at 56% against COPFCU Mobile's 17%. Kemba Mobile also leads on monetization model (free vs ad-supported). COPFCU Mobile's advantage is rating (3.2 vs 2.8). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

COPFCU Mobile holds the better App Store score, 3.2 against 2.8. Both are backed by a comparable volume of ratings — 46 and 16 respectively. Written reviews complicate that: 56% of Kemba Mobile's written reviews are positive against 17% of COPFCU Mobile's, so the app with the better star average is not the one people write more warmly about.

Kemba Mobile ships an update every 5 weeks, COPFCU Mobile every 3 weeks. The most recent releases landed on October 23, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Kemba Mobile | COPFCU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (46 ratings)](https://appshunter.io/ios/app/kemba-mobile/id424727840/reviews) | **[3.2 (16 ratings)](https://appshunter.io/ios/app/copfcu-mobile/id533135180/reviews)** |
| Number of ratings | **46** | 16 |
| Positive reviews | **56.0% of reviews** | 16.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 128 MB | 61 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Kemba Credit Union](https://appshunter.io/developer/424727843) | [Cincinnati Ohio Police Federal Credit Union](https://appshunter.io/developer/533135187) |

## What reviewers say

### Kemba Mobile

[App page](https://appshunter.io/ios/app/kemba-mobile/id424727840)

Manage your finances on the go with secure 24/7 access to your accounts. Perform transactions, deposit checks, pay bills, and control your cards directly from your mobile device.

**Highlights:** 24/7 secure account access, Check balances, View transaction history, Deposit checks, Transfer funds, Pay bills, Card controls

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and easy to navigate
- 👍 Convenient for viewing account information
- 👍 Great customer service
- 👍 Makes balancing checking account easy
- 👍 Appreciated for protecting funds and identity

**What reviewers complain about**

- 🐛 App is buggy and unstable
- 🐛 Frequent logouts and poor performance
- 🐛 Mobile deposit errors
- 🐛 Difficulty logging in after updates
- 🐛 Annoying security verification steps

**Reported bugs**

- Constantly deleting and reinstalling app
- Randomly logged out
- No smooth transition between menus
- Mobile deposit error 'something went wrong'
- Face ID/Touch ID not saving or working

**Requested features**

- More physical bank locations
- Ability to make payments from iPhone app
- Add own pending transactions
- Pattern or number code for faster sign-in
- More ATMs


### COPFCU Mobile

[App page](https://appshunter.io/ios/app/copfcu-mobile/id533135180)

Access your credit union account conveniently from your mobile device. Perform mobile check deposits, view banking information, and find branch locations and contact details.

**Highlights:** Mobile check deposit, Access to website, Mobile banking, Branch information, Contact information

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Kemba Mobile free?

Kemba Mobile is free to download, with no in-app purchases.

### Is COPFCU Mobile free?

COPFCU Mobile is free to download, with no in-app purchases.

### Which has better reviews, Kemba Mobile or COPFCU Mobile?

COPFCU Mobile is rated higher. Kemba Mobile averages 2.8 out of 5 from 46 ratings, while COPFCU Mobile averages 3.2 from 16 ratings.

### Do Kemba Mobile or COPFCU Mobile have ads?

Neither Kemba Mobile nor COPFCU Mobile shows ads.

### Which is updated more often, Kemba Mobile or COPFCU Mobile?

Kemba Mobile ships an update every 5 weeks, and COPFCU Mobile every 3 weeks. Most recently, Kemba Mobile was updated on October 23, 2026 and COPFCU Mobile on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*