# Kemba Mobile vs PCA Wealth

The clearest difference is rating: Kemba Mobile at 2.8 against PCA Wealth's 2.3. Kemba Mobile also leads on review sentiment (56% vs 30%) and ratings volume (45 vs 15). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Kemba Mobile holds the better App Store score, 2.8 against 2.3. Both are backed by a comparable volume of ratings — 45 and 15 respectively. Written reviews point the same way: 56% of Kemba Mobile's written reviews are positive against 30% of PCA Wealth's.

Kemba Mobile ships an update every 5 weeks, PCA Wealth every 2 months. The most recent releases landed on October 20, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Kemba Mobile | PCA Wealth |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.8 (45 ratings)](https://appshunter.io/ios/app/kemba-mobile/id424727840/reviews)** | [2.3 (15 ratings)](https://appshunter.io/ios/app/pca-wealth/id6443334663/reviews) |
| Number of ratings | **45** | 15 |
| Positive reviews | **56.0% of reviews** | 30.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 128 MB | 34 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Kemba Credit Union](https://appshunter.io/developer/424727843) | [Schwab Retirement Technologies Inc.](https://appshunter.io/developer/1558174243) |

## What reviewers say

### Kemba Mobile

[App page](https://appshunter.io/ios/app/kemba-mobile/id424727840)

Manage your finances on the go with secure 24/7 access to your accounts. Perform transactions, deposit checks, pay bills, and control your cards directly from your mobile device.

**Highlights:** 24/7 secure account access, Check balances, View transaction history, Deposit checks, Transfer funds, Pay bills, Card controls

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and easy to navigate
- 👍 Convenient for viewing account information
- 👍 Great customer service
- 👍 Makes balancing checking account easy
- 👍 Appreciated for protecting funds and identity

**What reviewers complain about**

- 🐛 App is buggy and unstable
- 🐛 Frequent logouts and poor performance
- 🐛 Mobile deposit errors
- 🐛 Difficulty logging in after updates
- 🐛 Annoying security verification steps

**Reported bugs**

- Constantly deleting and reinstalling app
- Randomly logged out
- No smooth transition between menus
- Mobile deposit error 'something went wrong'
- Face ID/Touch ID not saving or working

**Requested features**

- More physical bank locations
- Ability to make payments from iPhone app
- Add own pending transactions
- Pattern or number code for faster sign-in
- More ATMs


### PCA Wealth

[App page](https://appshunter.io/ios/app/pca-wealth/id6443334663)

Manage your retirement account on the go with this mobile app. Features include enrollment, income forecasting, balance monitoring, contribution changes, investment management, document uploads, and a financial learning center. Secure login options like biometrics are available.

**Highlights:** Retirement account enrollment, Income forecasting, Balance and performance monitoring, Contribution adjustments, Investment selection and rebalancing, Secure document uploads, Financial learning resources

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Kemba Mobile free?

Kemba Mobile is free to download, with no in-app purchases.

### Is PCA Wealth free?

PCA Wealth is free to download, with no in-app purchases.

### Which has better reviews, Kemba Mobile or PCA Wealth?

Kemba Mobile is rated higher. Kemba Mobile averages 2.8 out of 5 from 45 ratings, while PCA Wealth averages 2.3 from 15 ratings.

### Do Kemba Mobile or PCA Wealth have ads?

Neither Kemba Mobile nor PCA Wealth shows ads.

### Which is updated more often, Kemba Mobile or PCA Wealth?

Kemba Mobile ships an update every 5 weeks, and PCA Wealth every 2 months. Most recently, Kemba Mobile was updated on October 20, 2026 and PCA Wealth on October 5, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*