# MG더뱅킹 vs NH스마트뱅킹

The clearest difference is rating: NH스마트뱅킹 at 3.3 against MG더뱅킹's 1.8. MG더뱅킹's advantage is review sentiment (33% vs 20%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NH스마트뱅킹 holds the better App Store score, 3.3 against 1.8. Both are backed by a comparable volume of ratings — 20 and 44 respectively. Written reviews complicate that: 33% of MG더뱅킹's written reviews are positive against 20% of NH스마트뱅킹's, so the app with the better star average is not the one people write more warmly about.

MG더뱅킹 ships an update monthly, NH스마트뱅킹 every 2 weeks. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | MG더뱅킹 | NH스마트뱅킹 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.8 (20 ratings)](https://appshunter.io/ios/app/mg/id425089902/reviews) | **[3.3 (44 ratings)](https://appshunter.io/ios/app/nh/id1444712671/reviews)** |
| Number of ratings | 20 | **44** |
| Positive reviews | **33.3% of reviews** | 19.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 239 MB | 144 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [KFCC](https://appshunter.io/developer/425089905) | [National Agricultural Cooperative Federation](https://appshunter.io/developer/397995605) |

## What reviewers say

### MG더뱅킹

[App page](https://appshunter.io/ios/app/mg/id425089902)

Manage your savings and loans with this banking app. Enjoy high interest rates, tax benefits, and convenient mobile loan applications. Securely manage your finances and access financial documents easily.

**Highlights:** Convenient member registration, Quick transfers via registered info or phone number, High interest savings and tax benefits, Mobile loan applications, Financial security services, Consolidated financial information

**Features:** Vision Pro support

**In-app purchases:** none


### NH스마트뱅킹

[App page](https://appshunter.io/ios/app/nh/id1444712671)

Manage your finances, from banking to asset management, all in one place. This app offers personalized features, easy transfers, and comprehensive financial planning tools. It also provides global banking services and 24/7 customer support.

**Highlights:** Personalized main screen with quick access to transactions, Large font mode for easier viewing, Simplified banking with easy password login and transfers, Open banking for managing accounts from other banks, Integrated asset management and financial planning, Non-face-to-face account opening and product subscriptions, Global banking services in 9 languages

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use (some users)
- 👍 Convenient for basic banking (some users)
- 👍 Improved UI over time (some users)

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🐛 Login issues and errors
- 🐛 Slow loading times
- 🐛 Inconsistent performance
- 🐛 Issues with authentication and certificates

**Reported bugs**

- App crashes frequently, especially after updates or during specific actions (e.g., sending money, taking ID photos).
- Login failures, including white screens, freezing, and error messages.
- Slow loading times, sometimes exceeding several minutes.
- Authentication issues with certificates, patterns, and phone number verification.
- App becomes unresponsive or shows only loading screens.

**Requested features**

- Improve app stability and reduce crashes
- Streamline the login and authentication process
- Optimize app performance for faster loading
- Enhance user interface and navigation for better usability
- Address issues with international access and functionality


## Frequently asked questions

### Is MG더뱅킹 free?

MG더뱅킹 is free to download, with no in-app purchases.

### Is NH스마트뱅킹 free?

NH스마트뱅킹 is free to download, with no in-app purchases.

### Which has better reviews, MG더뱅킹 or NH스마트뱅킹?

NH스마트뱅킹 is rated higher. MG더뱅킹 averages 1.8 out of 5 from 20 ratings, while NH스마트뱅킹 averages 3.3 from 44 ratings.

### Do MG더뱅킹 or NH스마트뱅킹 have ads?

Neither MG더뱅킹 nor NH스마트뱅킹 shows ads.

### Which is updated more often, MG더뱅킹 or NH스마트뱅킹?

MG더뱅킹 ships an update monthly, and NH스마트뱅킹 every 2 weeks. Most recently, MG더뱅킹 was updated on September 23, 2026 and NH스마트뱅킹 on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*