# MG더뱅킹 vs 디지로카(롯데카드)

The clearest difference is rating: 디지로카(롯데카드) at 2.5 against MG더뱅킹's 1.8. MG더뱅킹's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

디지로카(롯데카드) holds the better App Store score, 2.5 against 1.8. Both are backed by a comparable volume of ratings — 19 and 40 respectively. Written reviews complicate that: 34% of MG더뱅킹's written reviews are positive against 20% of 디지로카(롯데카드)'s, so the app with the better star average is not the one people write more warmly about.

MG더뱅킹 ships an update monthly, 디지로카(롯데카드) fortnightly. The most recent releases landed on October 15, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | MG더뱅킹 | 디지로카(롯데카드) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.8 (19 ratings)](https://appshunter.io/ios/app/mg/id425089902/reviews) | **[2.5 (40 ratings)](https://appshunter.io/ios/app/id688047200/reviews)** |
| Number of ratings | 19 | **40** |
| Positive reviews | **33.8% of reviews** | 20.4% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 239 MB | 373 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [KFCC](https://appshunter.io/developer/425089905) | [LOTTE CARD CO, LTD.](https://appshunter.io/developer/368195932) |

## What reviewers say

### MG더뱅킹

[App page](https://appshunter.io/ios/app/mg/id425089902)

Manage your savings and loans with this banking app. Enjoy high interest rates, tax benefits, and convenient mobile loan applications. Securely manage your finances and access financial documents easily.

**Highlights:** Convenient member registration, Quick transfers via registered info or phone number, High interest savings and tax benefits, Mobile loan applications, Financial security services, Consolidated financial information

**Features:** Vision Pro support

**In-app purchases:** none


### 디지로카(롯데카드)

[App page](https://appshunter.io/ios/app/id688047200)

This app integrates card benefits, shopping, and finance into a personalized daily experience. Discover tailored content, manage your card life, and explore curated shopping and travel services. It also offers lifestyle tracking and various reward programs.

**Highlights:** Personalized content dashboard, Card benefit management, Curated shopping marketplace, Travel booking and deals, Lifestyle tracking and insights, Reward programs and missions

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MG더뱅킹 free?

MG더뱅킹 is free to download, with no in-app purchases.

### Is 디지로카(롯데카드) free?

디지로카(롯데카드) is free to download, with no in-app purchases.

### Which has better reviews, MG더뱅킹 or 디지로카(롯데카드)?

디지로카(롯데카드) is rated higher. MG더뱅킹 averages 1.8 out of 5 from 19 ratings, while 디지로카(롯데카드) averages 2.5 from 40 ratings.

### Do MG더뱅킹 or 디지로카(롯데카드) have ads?

디지로카(롯데카드) shows ads; MG더뱅킹 does not.

### Which is updated more often, MG더뱅킹 or 디지로카(롯데카드)?

MG더뱅킹 ships an update monthly, and 디지로카(롯데카드) fortnightly. Most recently, MG더뱅킹 was updated on October 15, 2026 and 디지로카(롯데카드) on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*