# Valley First Mobile Banking vs First Keystone Mobile

The clearest difference is review sentiment: Valley First Mobile Banking at 75% against First Keystone Mobile's 0%. Valley First Mobile Banking also leads on rating (4.5 vs 1.9) and ratings volume (1.2K vs 18). First Keystone Mobile's advantage is ads (none vs shown). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Valley First Mobile Banking holds the better App Store score, 4.5 against 1.9. That said, the two scores are not equally well evidenced: Valley First Mobile Banking has 1.2K ratings behind it against 18, so its average is the more settled of the two. Written reviews point the same way: 75% of Valley First Mobile Banking's written reviews are positive against 0% of First Keystone Mobile's.

Valley First Mobile Banking ships an update every 6 months, First Keystone Mobile every 3 months. The most recent releases landed on September 23, 2026 and July 16, 2026 respectively.

## The numbers

| Metric | Valley First Mobile Banking | First Keystone Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (1.2K ratings)](https://appshunter.io/ios/app/valley-first-mobile-banking/id425208861/reviews)** | [1.9 (18 ratings)](https://appshunter.io/ios/app/first-keystone-mobile/id6444895331/reviews) |
| Number of ratings | **1.2K** | 18 |
| Positive reviews | **74.8% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 6 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 50 MB | 169 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Valley First Credit Union](https://appshunter.io/developer/425208864) | [First Keystone Community Bank](https://appshunter.io/developer/899584001) |

## What reviewers say

### Valley First Mobile Banking

[App page](https://appshunter.io/ios/app/valley-first-mobile-banking/id425208861)

Manage your finances on the go with this mobile banking app. Check balances, pay bills, transfer funds, and view transactions securely from anywhere. Access branch information and send secure messages to your bank.

**Highlights:** Check balances 24/7, View pending transactions, Create, approve, cancel funds transfers, View transaction history, Send and receive secure messages, Access branch hours and locations

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and efficient
- 🔒 Secure banking
- 💡 Useful features
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Slow loading times
- 🐛 Buggy app updates
- 🐛 Difficulty navigating
- 🐛 Accounts get rearranged
- 🔋 High battery consumption

**Reported bugs**

- Login issues after updates
- Mobile deposit crashes
- Notifications not working properly
- Slow account loading

**Requested features**

- Add Zelle integration
- Improve mobile check deposit
- Enhance account management features
- Provide more customization options
- Streamline bill pay functionality


### First Keystone Mobile

[App page](https://appshunter.io/ios/app/first-keystone-mobile/id6444895331)

Access your First Keystone Community Bank accounts, pay bills, and transfer funds from your mobile device. Locate nearby ATMs and branches easily. Requires enrollment in online banking.

**Highlights:** Account information access, Bill payment, Money transfers, ATM and branch locator, Online banking integration

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Valley First Mobile Banking free?

Valley First Mobile Banking is free to download, with no in-app purchases.

### Is First Keystone Mobile free?

First Keystone Mobile is free to download, with no in-app purchases.

### Which has better reviews, Valley First Mobile Banking or First Keystone Mobile?

Valley First Mobile Banking is rated higher. Valley First Mobile Banking averages 4.5 out of 5 from 1.2K ratings, while First Keystone Mobile averages 1.9 from 18 ratings.

### Do Valley First Mobile Banking or First Keystone Mobile have ads?

Valley First Mobile Banking shows ads; First Keystone Mobile does not.

### Which is updated more often, Valley First Mobile Banking or First Keystone Mobile?

Valley First Mobile Banking ships an update every 6 months, and First Keystone Mobile every 3 months. Most recently, Valley First Mobile Banking was updated on September 23, 2026 and First Keystone Mobile on July 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*