# 國泰優惠CUBE Rewards vs 街口支付 JKOPAY

The clearest difference is review sentiment: 國泰優惠CUBE Rewards at 83% against 街口支付 JKOPAY's 21%. 國泰優惠CUBE Rewards also leads on rating (4.7 vs 2.1) and ratings volume (903 vs 35). 街口支付 JKOPAY's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

國泰優惠CUBE Rewards holds the better App Store score, 4.7 against 2.1. That said, the two scores are not equally well evidenced: 國泰優惠CUBE Rewards has 903 ratings behind it against 35, so its average is the more settled of the two. Written reviews point the same way: 83% of 國泰優惠CUBE Rewards's written reviews are positive against 21% of 街口支付 JKOPAY's.

國泰優惠CUBE Rewards ships an update every 3 weeks, 街口支付 JKOPAY fortnightly. Both last shipped on November 1, 2026.

## The numbers

| Metric | 國泰優惠CUBE Rewards | 街口支付 JKOPAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (903 ratings)](https://appshunter.io/ios/app/cube-rewards/id425309574/reviews)** | [2.1 (35 ratings)](https://appshunter.io/ios/app/jkopay/id1020122239/reviews) |
| Number of ratings | **903** | 35 |
| Positive reviews | **83.5% of reviews** | 20.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 114 MB | 184 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [國泰金融集團](https://appshunter.io/developer/425309577) | [JKOS Network CO., LTD](https://appshunter.io/developer/1020122238) |

## What reviewers say

### 國泰優惠CUBE Rewards

[App page](https://appshunter.io/ios/app/cube-rewards/id425309574)

Enhance your points experience and enjoy a high-quality life with this app. Accumulate points equivalent to cash, redeem them for rewards, and participate in fun tasks to earn more. Access card services, receive exclusive offers, and manage your rewards effortlessly.

**Highlights:** Accumulate and redeem Tree Points, Complete tasks for bonus points, Manage credit card services, Access exclusive member offers, View spending alerts, Earn points through events

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and intuitive interface
- 🎁 Abundant activities and promotional offers
- 🔄 Easy points/rewards redemption system
- 📱 Clean and well-organized layout
- ⚡ Convenient coupon and event access

**What reviewers complain about**

- 🐛 App crashes and freezes after updates
- 🔐 Login button unresponsive
- ❓ Unclear activity descriptions and mechanics
- 🔀 Fragmented experience (separate points app from main banking app)
- 🎲 Low winning probability in promotional events

**Reported bugs**

- App crashes and force closes after updates
- Login button becomes unresponsive
- Technical issues with no resolution from support team

**Requested features**

- Integrate points app into main Cathay Bank app
- Improve event win probability rates
- Better visibility of registered activity status history
- Enhanced customer support for technical issues


### 街口支付 JKOPAY

[App page](https://appshunter.io/ios/app/jkopay/id1020122239)

This app simplifies daily life with mobile payments, instant transfers, and a wide range of lifestyle services. Earn rewards and enjoy exclusive benefits through its tiered membership program. It prioritizes transaction and personal data security.

**Highlights:** Mobile payments via QR code or scanning, Fee-free transfers to other users, Integrated lifestyle services (bills, transport, food), Earn and redeem 'JKO Coins' for discounts, Tiered membership levels with benefits, Secure transaction and personal data protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 國泰優惠CUBE Rewards free?

國泰優惠CUBE Rewards is free to download, with no in-app purchases.

### Is 街口支付 JKOPAY free?

街口支付 JKOPAY is free to download, with no in-app purchases.

### Which has better reviews, 國泰優惠CUBE Rewards or 街口支付 JKOPAY?

國泰優惠CUBE Rewards is rated higher. 國泰優惠CUBE Rewards averages 4.7 out of 5 from 903 ratings, while 街口支付 JKOPAY averages 2.1 from 35 ratings.

### Do 國泰優惠CUBE Rewards or 街口支付 JKOPAY have ads?

Neither 國泰優惠CUBE Rewards nor 街口支付 JKOPAY shows ads.

### Which is updated more often, 國泰優惠CUBE Rewards or 街口支付 JKOPAY?

國泰優惠CUBE Rewards ships an update every 3 weeks, and 街口支付 JKOPAY fortnightly. Most recently, 國泰優惠CUBE Rewards was updated on November 1, 2026 and 街口支付 JKOPAY on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*