# 國泰優惠CUBE Rewards vs 玉山Wallet

The clearest difference is monetization model: 玉山Wallet at free against 國泰優惠CUBE Rewards's free with in-app purchases. 玉山Wallet also leads on rating (4.9 vs 4.7). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

玉山Wallet holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 879 and 826 respectively. Written reviews complicate that: 83% of 國泰優惠CUBE Rewards's written reviews are positive against 76% of 玉山Wallet's, so the app with the better star average is not the one people write more warmly about.

國泰優惠CUBE Rewards ships an update every 3 weeks, 玉山Wallet monthly. Both last shipped on October 15, 2026.

## The numbers

| Metric | 國泰優惠CUBE Rewards | 玉山Wallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (879 ratings)](https://appshunter.io/ios/app/cube-rewards/id425309574/reviews) | **[4.9 (826 ratings)](https://appshunter.io/ios/app/wallet/id1174836717/reviews)** |
| Number of ratings | **879** | 826 |
| Positive reviews | **83.5% of reviews** | 75.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 118 MB | 125 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [國泰金融集團](https://appshunter.io/developer/425309577) | [玉山銀行](https://appshunter.io/developer/402434782) |

## What reviewers say

### 國泰優惠CUBE Rewards

[App page](https://appshunter.io/ios/app/cube-rewards/id425309574)

Enhance your points experience and enjoy a high-quality life with this app. Accumulate points equivalent to cash, redeem them for rewards, and participate in fun tasks to earn more. Access card services, receive exclusive offers, and manage your rewards effortlessly.

**Highlights:** Accumulate and redeem Tree Points, Complete tasks for bonus points, Manage credit card services, Access exclusive member offers, View spending alerts, Earn points through events

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and intuitive interface
- 🎁 Abundant activities and promotional offers
- 🔄 Easy points/rewards redemption system
- 📱 Clean and well-organized layout
- ⚡ Convenient coupon and event access

**What reviewers complain about**

- 🐛 App crashes and freezes after updates
- 🔐 Login button unresponsive
- ❓ Unclear activity descriptions and mechanics
- 🔀 Fragmented experience (separate points app from main banking app)
- 🎲 Low winning probability in promotional events

**Reported bugs**

- App crashes and force closes after updates
- Login button becomes unresponsive
- Technical issues with no resolution from support team

**Requested features**

- Integrate points app into main Cathay Bank app
- Improve event win probability rates
- Better visibility of registered activity status history
- Enhanced customer support for technical issues


### 玉山Wallet

[App page](https://appshunter.io/ios/app/wallet/id1174836717)

Manage your credit cards, make payments, and access financial services all in one place. This app offers convenient payment options, bill management, and personalized card controls for a secure and flexible banking experience.

**Highlights:** Instant card binding, Apple Pay integration, Multiple payment methods, Bill inquiry and payment, Installment applications, Card transaction controls, Point redemption

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 國泰優惠CUBE Rewards free?

國泰優惠CUBE Rewards is free to download, with no in-app purchases.

### Is 玉山Wallet free?

玉山Wallet is free to download, with no in-app purchases.

### Which has better reviews, 國泰優惠CUBE Rewards or 玉山Wallet?

玉山Wallet is rated higher. 國泰優惠CUBE Rewards averages 4.7 out of 5 from 879 ratings, while 玉山Wallet averages 4.9 from 826 ratings.

### Do 國泰優惠CUBE Rewards or 玉山Wallet have ads?

Neither 國泰優惠CUBE Rewards nor 玉山Wallet shows ads.

### Which is updated more often, 國泰優惠CUBE Rewards or 玉山Wallet?

國泰優惠CUBE Rewards ships an update every 3 weeks, and 玉山Wallet monthly. Most recently, 國泰優惠CUBE Rewards was updated on October 15, 2026 and 玉山Wallet on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*