# 國泰優惠CUBE Rewards vs 集保e手掌握(集保e存摺/手機存摺)

The clearest difference is rating: 國泰優惠CUBE Rewards at 4.7 against 集保e手掌握(集保e存摺/手機存摺)'s 3.2. 國泰優惠CUBE Rewards also leads on review sentiment (91% vs 62%) and ratings volume (879 vs 5). 集保e手掌握(集保e存摺/手機存摺)'s advantage is monetization model (free vs free with in-app purchases) and iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

國泰優惠CUBE Rewards holds the better App Store score, 4.7 against 3.2. That said, the two scores are not equally well evidenced: 國泰優惠CUBE Rewards has 879 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 91% of 國泰優惠CUBE Rewards's written reviews are positive against 62% of 集保e手掌握(集保e存摺/手機存摺)'s.

國泰優惠CUBE Rewards ships an update every 3 weeks, 集保e手掌握(集保e存摺/手機存摺) every 2 months. The most recent releases landed on September 21, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | 國泰優惠CUBE Rewards | 集保e手掌握(集保e存摺/手機存摺) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (879 ratings)](https://appshunter.io/ios/app/cube-rewards/id425309574/reviews)** | [3.2 (5 ratings)](https://appshunter.io/ios/app/ee/id1191681741/reviews) |
| Number of ratings | **879** | 5 |
| Positive reviews | **91.4% of reviews** | 61.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 118 MB | 87 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Cathay Financial Holdings](https://appshunter.io/developer/425309577) | [臺灣集中保管結算所](https://appshunter.io/developer/864912797) |

## What reviewers say

### 國泰優惠CUBE Rewards

[App page](https://appshunter.io/ios/app/cube-rewards/id425309574)

Enhance your points experience and enjoy a high-quality life with this app. Accumulate points equivalent to cash, redeem them for rewards, and participate in fun tasks to earn more. Access card services, receive exclusive offers, and manage your rewards effortlessly.

**Highlights:** Accumulate and redeem Tree Points, Complete tasks for bonus points, Manage credit card services, Access exclusive member offers, View spending alerts, Earn points through events

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and intuitive interface
- 🎁 Abundant activities and promotional offers
- 🔄 Easy points/rewards redemption system
- 📱 Clean and well-organized layout
- ⚡ Convenient coupon and event access

**What reviewers complain about**

- 🐛 App crashes and freezes after updates
- 🔐 Login button unresponsive
- ❓ Unclear activity descriptions and mechanics
- 🔀 Fragmented experience (separate points app from main banking app)
- 🎲 Low winning probability in promotional events

**Reported bugs**

- App crashes and force closes after updates
- Login button becomes unresponsive
- Technical issues with no resolution from support team

**Requested features**

- Integrate points app into main Cathay Bank app
- Improve event win probability rates
- Better visibility of registered activity status history
- Enhanced customer support for technical issues


### 集保e手掌握(集保e存摺/手機存摺)

[App page](https://appshunter.io/ios/app/ee/id1191681741)

Manage your securities assets and stay updated on investment information with this app. It consolidates various investment accounts, provides shareholder information, and offers market data for stocks and funds. Access personalized settings and receive important notifications.

**Highlights:** Consolidated asset overview, Shareholder rights information, Stock market data and news, Fund information and performance, TISA account access, Personalized settings and help, Notification center

**In-app purchases:** none


## Frequently asked questions

### Is 國泰優惠CUBE Rewards free?

國泰優惠CUBE Rewards is free to download, with no in-app purchases.

### Is 集保e手掌握(集保e存摺/手機存摺) free?

集保e手掌握(集保e存摺/手機存摺) is free to download, with no in-app purchases.

### Which has better reviews, 國泰優惠CUBE Rewards or 集保e手掌握(集保e存摺/手機存摺)?

國泰優惠CUBE Rewards is rated higher. 國泰優惠CUBE Rewards averages 4.7 out of 5 from 879 ratings, while 集保e手掌握(集保e存摺/手機存摺) averages 3.2 from 5 ratings.

### Do 國泰優惠CUBE Rewards or 集保e手掌握(集保e存摺/手機存摺) have ads?

Neither 國泰優惠CUBE Rewards nor 集保e手掌握(集保e存摺/手機存摺) shows ads.

### Which is updated more often, 國泰優惠CUBE Rewards or 集保e手掌握(集保e存摺/手機存摺)?

國泰優惠CUBE Rewards ships an update every 3 weeks, and 集保e手掌握(集保e存摺/手機存摺) every 2 months. Most recently, 國泰優惠CUBE Rewards was updated on September 21, 2026 and 集保e手掌握(集保e存摺/手機存摺) on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*