# 國泰優惠CUBE Rewards vs HSBC Taiwan

國泰優惠CUBE Rewards and HSBC Taiwan both sit at 4.7 stars, but that hides the real split: 83% of 國泰優惠CUBE Rewards's written reviews are positive against 43% of HSBC Taiwan's. 國泰優惠CUBE Rewards also leads on update cadence (every 3 weeks vs every 2 months). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for 國泰優惠CUBE Rewards against 4.8 for HSBC Taiwan. Both are backed by a comparable volume of ratings — 906 and 794 respectively. Written reviews are what separate them: 83% of 國泰優惠CUBE Rewards's written reviews are positive against 43% of HSBC Taiwan's.

國泰優惠CUBE Rewards ships an update every 3 weeks, HSBC Taiwan every 2 months. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | 國泰優惠CUBE Rewards | HSBC Taiwan |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (906 ratings)](https://appshunter.io/ios/app/cube-rewards/id425309574/reviews) | **[4.8 (794 ratings)](https://appshunter.io/ios/app/hsbc-taiwan/id1472175458/reviews)** |
| Number of ratings | **906** | 794 |
| Positive reviews | **83.5% of reviews** | 43.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 114 MB | 561 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [國泰金融集團](https://appshunter.io/developer/425309577) | [HSBC Global Services (UK) Limited](https://appshunter.io/developer/1112071557) |

## What reviewers say

### 國泰優惠CUBE Rewards

[App page](https://appshunter.io/ios/app/cube-rewards/id425309574)

This app enhances your points experience by allowing you to accumulate and redeem points for rewards. Participate in tasks, manage card services, and access exclusive offers for a smarter, more rewarding lifestyle.

**Highlights:** Accumulate and redeem Tree Points, Participate in tasks for points, Access card services and alerts, Enjoy exclusive member offers, Track credit card points, Redeem points for rewards

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and intuitive interface
- 🎁 Abundant activities and promotional offers
- 🔄 Easy points/rewards redemption system
- 📱 Clean and well-organized layout
- ⚡ Convenient coupon and event access

**What reviewers complain about**

- 🐛 App crashes and freezes after updates
- 🔐 Login button unresponsive
- ❓ Unclear activity descriptions and mechanics
- 🔀 Fragmented experience (separate points app from main banking app)
- 🎲 Low winning probability in promotional events

**Reported bugs**

- App crashes and force closes after updates
- Login button becomes unresponsive
- Technical issues with no resolution from support team

**Requested features**

- Integrate points app into main Cathay Bank app
- Improve event win probability rates
- Better visibility of registered activity status history
- Enhanced customer support for technical issues


### HSBC Taiwan

[App page](https://appshunter.io/ios/app/hsbc-taiwan/id1472175458)

Manage your finances securely and conveniently on the go. View account balances, transfer funds, trade stocks, and access investment tools. Log in easily with biometrics or a PIN.

**Highlights:** Account overview, Fund transfers and foreign exchange, Soft token for security, Investment tracking and trading, Biometric login, Payee management

**In-app purchases:** none

**What reviewers like**

- 🌍 Seamless global integration across HSBC geographies
- 🚀 Fast and modern app performance
- 🔒 Secure banking from anywhere in the world
- 👍 Easy to use interface
- 📱 Face ID login capability

**What reviewers complain about**

- 🐛 Frequent app crashes and freezes
- 📊 Very limited functionality and features
- 💳 Credit card transactions not visible in app
- ⏱️ Delayed credit card balance updates (2-3 days)
- 🔐 Login issues and authentication problems

**Reported bugs**

- App crashes during transfers
- Login loop with Face ID and code authentication
- iOS app login failures
- Credit card balance showing 0 when positive
- App becomes unresponsive after initial download

**Requested features**

- Credit card transaction details in app
- Ability to transfer to new recipients (not just saved contacts)
- Increase transfer limits functionality
- Multiple device support (3 devices instead of 1)
- Custom payee name editing


## Frequently asked questions

### Is 國泰優惠CUBE Rewards free?

國泰優惠CUBE Rewards is free to download, with no in-app purchases.

### Is HSBC Taiwan free?

HSBC Taiwan is free to download, with no in-app purchases.

### Which has better reviews, 國泰優惠CUBE Rewards or HSBC Taiwan?

HSBC Taiwan is rated higher. 國泰優惠CUBE Rewards averages 4.7 out of 5 from 906 ratings, while HSBC Taiwan averages 4.8 from 794 ratings.

### Do 國泰優惠CUBE Rewards or HSBC Taiwan have ads?

Neither 國泰優惠CUBE Rewards nor HSBC Taiwan shows ads.

### Which is updated more often, 國泰優惠CUBE Rewards or HSBC Taiwan?

國泰優惠CUBE Rewards ships an update every 3 weeks, and HSBC Taiwan every 2 months. Most recently, 國泰優惠CUBE Rewards was updated on November 6, 2026 and HSBC Taiwan on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*