# 國泰優惠CUBE Rewards vs 河馬保險

The clearest difference is update cadence: 國泰優惠CUBE Rewards at every 3 weeks against 河馬保險's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

國泰優惠CUBE Rewards ships an update every 3 weeks, 河馬保險 every 2 months. The most recent releases landed on October 29, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | 國泰優惠CUBE Rewards | 河馬保險 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (902 ratings)](https://appshunter.io/ios/app/cube-rewards/id425309574/reviews)** | — |
| Number of ratings | **902** | — |
| Positive reviews | 83.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | — |
| Size | 114 MB | 30 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [國泰金融集團](https://appshunter.io/developer/425309577) | [錢管家數位科技股份有限公司](https://appshunter.io/developer/1492433342) |

## What reviewers say

### 國泰優惠CUBE Rewards

[App page](https://appshunter.io/ios/app/cube-rewards/id425309574)

Enhance your points experience and enjoy a high-quality life with this app. Accumulate points equivalent to cash, redeem them for rewards, and participate in fun tasks to earn more. Access card services, receive exclusive offers, and manage your rewards effortlessly.

**Highlights:** Accumulate and redeem Tree Points, Complete tasks for bonus points, Manage credit card services, Access exclusive member offers, View spending alerts, Earn points through events

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and intuitive interface
- 🎁 Abundant activities and promotional offers
- 🔄 Easy points/rewards redemption system
- 📱 Clean and well-organized layout
- ⚡ Convenient coupon and event access

**What reviewers complain about**

- 🐛 App crashes and freezes after updates
- 🔐 Login button unresponsive
- ❓ Unclear activity descriptions and mechanics
- 🔀 Fragmented experience (separate points app from main banking app)
- 🎲 Low winning probability in promotional events

**Reported bugs**

- App crashes and force closes after updates
- Login button becomes unresponsive
- Technical issues with no resolution from support team

**Requested features**

- Integrate points app into main Cathay Bank app
- Improve event win probability rates
- Better visibility of registered activity status history
- Enhanced customer support for technical issues


### 河馬保險

[App page](https://appshunter.io/ios/app/id1492433343)

**In-app purchases:** none


## Frequently asked questions

### Is 國泰優惠CUBE Rewards free?

國泰優惠CUBE Rewards is free to download, with no in-app purchases.

### Is 河馬保險 free?

河馬保險 is free to download, with no in-app purchases.

### Do 國泰優惠CUBE Rewards or 河馬保險 have ads?

Neither 國泰優惠CUBE Rewards nor 河馬保險 shows ads.

### Which is updated more often, 國泰優惠CUBE Rewards or 河馬保險?

國泰優惠CUBE Rewards ships an update every 3 weeks, and 河馬保險 every 2 months. Most recently, 國泰優惠CUBE Rewards was updated on October 29, 2026 and 河馬保險 on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*