# 國泰優惠CUBE Rewards vs icash Pay

The clearest difference is review sentiment: 國泰優惠CUBE Rewards at 91% against icash Pay's 29%. 國泰優惠CUBE Rewards also leads on rating (4.7 vs 3.4) and ratings volume (879 vs 24). icash Pay's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

國泰優惠CUBE Rewards holds the better App Store score, 4.7 against 3.4. That said, the two scores are not equally well evidenced: 國泰優惠CUBE Rewards has 879 ratings behind it against 24, so its average is the more settled of the two. Written reviews point the same way: 91% of 國泰優惠CUBE Rewards's written reviews are positive against 29% of icash Pay's.

國泰優惠CUBE Rewards ships an update every 3 weeks, icash Pay monthly. The most recent releases landed on September 21, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | 國泰優惠CUBE Rewards | icash Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (879 ratings)](https://appshunter.io/ios/app/cube-rewards/id425309574/reviews)** | [3.4 (24 ratings)](https://appshunter.io/ios/app/icash-pay/id1515213210/reviews) |
| Number of ratings | **879** | 24 |
| Positive reviews | **91.4% of reviews** | 28.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 118 MB | 178 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Cathay Financial Holdings](https://appshunter.io/developer/425309577) | [愛金卡股份有限公司 icash Corporation Co.](https://appshunter.io/developer/1330132289) |

## What reviewers say

### 國泰優惠CUBE Rewards

[App page](https://appshunter.io/ios/app/cube-rewards/id425309574)

Enhance your points experience and enjoy a high-quality life with this app. Accumulate points equivalent to cash, redeem them for rewards, and participate in fun tasks to earn more. Access card services, receive exclusive offers, and manage your rewards effortlessly.

**Highlights:** Accumulate and redeem Tree Points, Complete tasks for bonus points, Manage credit card services, Access exclusive member offers, View spending alerts, Earn points through events

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and intuitive interface
- 🎁 Abundant activities and promotional offers
- 🔄 Easy points/rewards redemption system
- 📱 Clean and well-organized layout
- ⚡ Convenient coupon and event access

**What reviewers complain about**

- 🐛 App crashes and freezes after updates
- 🔐 Login button unresponsive
- ❓ Unclear activity descriptions and mechanics
- 🔀 Fragmented experience (separate points app from main banking app)
- 🎲 Low winning probability in promotional events

**Reported bugs**

- App crashes and force closes after updates
- Login button becomes unresponsive
- Technical issues with no resolution from support team

**Requested features**

- Integrate points app into main Cathay Bank app
- Improve event win probability rates
- Better visibility of registered activity status history
- Enhanced customer support for technical issues


### icash Pay

[App page](https://appshunter.io/ios/app/icash-pay/id1515213210)

This electronic payment app offers a streamlined experience for users, integrating various payment methods like e-wallets, bank accounts, and credit cards. It facilitates easy top-ups, payments, and transfers, while also enabling users to earn loyalty points at partner merchants.

**Highlights:** Multiple payment options (e-wallet, bank account, credit card), Cash and invoice top-ups, Automatic top-up linking, QR code payments and transfers, Online bill payments, Loyalty point accumulation, Integrated icash 2.0 features

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 國泰優惠CUBE Rewards free?

國泰優惠CUBE Rewards is free to download, with no in-app purchases.

### Is icash Pay free?

icash Pay is free to download, with no in-app purchases.

### Which has better reviews, 國泰優惠CUBE Rewards or icash Pay?

國泰優惠CUBE Rewards is rated higher. 國泰優惠CUBE Rewards averages 4.7 out of 5 from 879 ratings, while icash Pay averages 3.4 from 24 ratings.

### Do 國泰優惠CUBE Rewards or icash Pay have ads?

Neither 國泰優惠CUBE Rewards nor icash Pay shows ads.

### Which is updated more often, 國泰優惠CUBE Rewards or icash Pay?

國泰優惠CUBE Rewards ships an update every 3 weeks, and icash Pay monthly. Most recently, 國泰優惠CUBE Rewards was updated on September 21, 2026 and icash Pay on September 10, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*