# 國泰優惠CUBE Rewards vs 上海商業儲蓄銀行『掌上銀』

The clearest difference is review sentiment: 國泰優惠CUBE Rewards at 83% against 上海商業儲蓄銀行『掌上銀』's 22%. 國泰優惠CUBE Rewards also leads on rating (4.7 vs 4.0) and ratings volume (906 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

國泰優惠CUBE Rewards holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: 國泰優惠CUBE Rewards has 906 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 83% of 國泰優惠CUBE Rewards's written reviews are positive against 22% of 上海商業儲蓄銀行『掌上銀』's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | 國泰優惠CUBE Rewards | 上海商業儲蓄銀行『掌上銀』 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (906 ratings)](https://appshunter.io/ios/app/cube-rewards/id425309574/reviews)** | [4.0 (2 ratings)](https://appshunter.io/ios/app/id1549778747/reviews) |
| Number of ratings | **906** | 2 |
| Positive reviews | **83.5% of reviews** | 22.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | — |
| Size | 114 MB | 28 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [國泰金融集團](https://appshunter.io/developer/425309577) | [上海商業儲蓄銀行 SCSB](https://appshunter.io/developer/571262499) |

## What reviewers say

### 國泰優惠CUBE Rewards

[App page](https://appshunter.io/ios/app/cube-rewards/id425309574)

This app enhances your points experience by allowing you to accumulate and redeem points for rewards. Participate in tasks, manage card services, and access exclusive offers for a smarter, more rewarding lifestyle.

**Highlights:** Accumulate and redeem Tree Points, Participate in tasks for points, Access card services and alerts, Enjoy exclusive member offers, Track credit card points, Redeem points for rewards

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and intuitive interface
- 🎁 Abundant activities and promotional offers
- 🔄 Easy points/rewards redemption system
- 📱 Clean and well-organized layout
- ⚡ Convenient coupon and event access

**What reviewers complain about**

- 🐛 App crashes and freezes after updates
- 🔐 Login button unresponsive
- ❓ Unclear activity descriptions and mechanics
- 🔀 Fragmented experience (separate points app from main banking app)
- 🎲 Low winning probability in promotional events

**Reported bugs**

- App crashes and force closes after updates
- Login button becomes unresponsive
- Technical issues with no resolution from support team

**Requested features**

- Integrate points app into main Cathay Bank app
- Improve event win probability rates
- Better visibility of registered activity status history
- Enhanced customer support for technical issues


### 上海商業儲蓄銀行『掌上銀』

[App page](https://appshunter.io/ios/app/id1549778747)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 國泰優惠CUBE Rewards free?

國泰優惠CUBE Rewards is free to download, with no in-app purchases.

### Is 上海商業儲蓄銀行『掌上銀』 free?

上海商業儲蓄銀行『掌上銀』 is free to download, with no in-app purchases.

### Which has better reviews, 國泰優惠CUBE Rewards or 上海商業儲蓄銀行『掌上銀』?

國泰優惠CUBE Rewards is rated higher. 國泰優惠CUBE Rewards averages 4.7 out of 5 from 906 ratings, while 上海商業儲蓄銀行『掌上銀』 averages 4.0 from 2 ratings.

### Do 國泰優惠CUBE Rewards or 上海商業儲蓄銀行『掌上銀』 have ads?

Neither 國泰優惠CUBE Rewards nor 上海商業儲蓄銀行『掌上銀』 shows ads.

### Which is updated more often, 國泰優惠CUBE Rewards or 上海商業儲蓄銀行『掌上銀』?

國泰優惠CUBE Rewards ships an update every 3 weeks, and 上海商業儲蓄銀行『掌上銀』 every 3 weeks. Most recently, 國泰優惠CUBE Rewards was updated on November 6, 2026 and 上海商業儲蓄銀行『掌上銀』 on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*