# 國泰優惠CUBE Rewards vs Fubon+ 台北富邦行動銀行

國泰優惠CUBE Rewards and Fubon+ 台北富邦行動銀行 both sit at 4.7 stars, but that hides the real split: 83% of 國泰優惠CUBE Rewards's written reviews are positive against 39% of Fubon+ 台北富邦行動銀行's. 國泰優惠CUBE Rewards also leads on ratings volume (902 vs 256). Fubon+ 台北富邦行動銀行's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for 國泰優惠CUBE Rewards against 4.6 for Fubon+ 台北富邦行動銀行. Both are backed by a comparable volume of ratings — 902 and 256 respectively. Written reviews are what separate them: 83% of 國泰優惠CUBE Rewards's written reviews are positive against 39% of Fubon+ 台北富邦行動銀行's.

國泰優惠CUBE Rewards ships an update every 3 weeks, Fubon+ 台北富邦行動銀行 monthly. The most recent releases landed on October 29, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | 國泰優惠CUBE Rewards | Fubon+ 台北富邦行動銀行 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (902 ratings)](https://appshunter.io/ios/app/cube-rewards/id425309574/reviews)** | [4.6 (256 ratings)](https://appshunter.io/ios/app/fubon-plus/id6479990131/reviews) |
| Number of ratings | **902** | 256 |
| Positive reviews | **83.5% of reviews** | 39.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 114 MB | 109 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [國泰金融集團](https://appshunter.io/developer/425309577) | [Taipei Fubon Bank](https://appshunter.io/developer/647760041) |

## What reviewers say

### 國泰優惠CUBE Rewards

[App page](https://appshunter.io/ios/app/cube-rewards/id425309574)

Enhance your points experience and enjoy a high-quality life with this app. Accumulate points equivalent to cash, redeem them for rewards, and participate in fun tasks to earn more. Access card services, receive exclusive offers, and manage your rewards effortlessly.

**Highlights:** Accumulate and redeem Tree Points, Complete tasks for bonus points, Manage credit card services, Access exclusive member offers, View spending alerts, Earn points through events

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and intuitive interface
- 🎁 Abundant activities and promotional offers
- 🔄 Easy points/rewards redemption system
- 📱 Clean and well-organized layout
- ⚡ Convenient coupon and event access

**What reviewers complain about**

- 🐛 App crashes and freezes after updates
- 🔐 Login button unresponsive
- ❓ Unclear activity descriptions and mechanics
- 🔀 Fragmented experience (separate points app from main banking app)
- 🎲 Low winning probability in promotional events

**Reported bugs**

- App crashes and force closes after updates
- Login button becomes unresponsive
- Technical issues with no resolution from support team

**Requested features**

- Integrate points app into main Cathay Bank app
- Improve event win probability rates
- Better visibility of registered activity status history
- Enhanced customer support for technical issues


### Fubon+ 台北富邦行動銀行

[App page](https://appshunter.io/ios/app/fubon-plus/id6479990131)

Manage all your financial needs in one place with this intelligent banking app. It offers a simple, intuitive interface for credit cards, insurance, investments, and more, with smart insights and enhanced security features.

**Highlights:** Intuitive and simple card-style interface, All-in-one financial management (cards, insurance, investments), Smart financial insights and recommendations, Multi-layer authentication and transaction security, Seamless overseas account inquiry, Flexible transfers, payments, and collections, Personalized notifications and digital assistant

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Modern and fluid interface
- 👍 Improved user experience
- 👍 Intuitive and clear information
- 👍 Progress in the right direction

**What reviewers complain about**

- 🐌 Extremely slow loading times
- 🐌 Frequent connection issues
- 🐌 Difficult to use abroad
- 🐌 Outdated UI/UX design
- 🐌 Poor visual hierarchy

**Reported bugs**

- Unable to connect
- App crashes intermittently
- Cannot display real-time credit card transactions
- Credit card details not up-to-date
- Cannot operate abroad

**Requested features**

- Add English interface
- Allow copy-pasting passwords from password managers
- Support two-factor authentication apps
- Link with Jih-Bao e-handheld
- Highlight transfer amount prompt


## Frequently asked questions

### Is 國泰優惠CUBE Rewards free?

國泰優惠CUBE Rewards is free to download, with no in-app purchases.

### Is Fubon+ 台北富邦行動銀行 free?

Fubon+ 台北富邦行動銀行 is free to download, with no in-app purchases.

### Which has better reviews, 國泰優惠CUBE Rewards or Fubon+ 台北富邦行動銀行?

國泰優惠CUBE Rewards is rated higher. 國泰優惠CUBE Rewards averages 4.7 out of 5 from 902 ratings, while Fubon+ 台北富邦行動銀行 averages 4.6 from 256 ratings.

### Do 國泰優惠CUBE Rewards or Fubon+ 台北富邦行動銀行 have ads?

Neither 國泰優惠CUBE Rewards nor Fubon+ 台北富邦行動銀行 shows ads.

### Which is updated more often, 國泰優惠CUBE Rewards or Fubon+ 台北富邦行動銀行?

國泰優惠CUBE Rewards ships an update every 3 weeks, and Fubon+ 台北富邦行動銀行 monthly. Most recently, 國泰優惠CUBE Rewards was updated on October 29, 2026 and Fubon+ 台北富邦行動銀行 on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*