# 國泰優惠CUBE Rewards vs 彰銀行動銀行ChaiBo (全新上線)

The clearest difference is review sentiment: 國泰優惠CUBE Rewards at 83% against 彰銀行動銀行ChaiBo (全新上線)'s 58%. 國泰優惠CUBE Rewards also leads on ratings volume (879 vs 1) and update cadence (every 3 weeks vs every 2 months). 彰銀行動銀行ChaiBo (全新上線)'s advantage is monetization model (free vs free with in-app purchases) and rating (5.0 vs 4.7). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

彰銀行動銀行ChaiBo (全新上線) holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: 國泰優惠CUBE Rewards has 879 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 83% of 國泰優惠CUBE Rewards's written reviews are positive against 58% of 彰銀行動銀行ChaiBo (全新上線)'s, so the app with the better star average is not the one people write more warmly about.

國泰優惠CUBE Rewards ships an update every 3 weeks, 彰銀行動銀行ChaiBo (全新上線) every 2 months. The most recent releases landed on October 19, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | 國泰優惠CUBE Rewards | 彰銀行動銀行ChaiBo (全新上線) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (879 ratings)](https://appshunter.io/ios/app/cube-rewards/id425309574/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/chaibo/id6739481946/reviews)** |
| Number of ratings | **879** | 1 |
| Positive reviews | **83.5% of reviews** | 58.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 118 MB | 123 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [國泰金融集團](https://appshunter.io/developer/425309577) | [彰化銀行](https://appshunter.io/developer/492520567) |

## What reviewers say

### 國泰優惠CUBE Rewards

[App page](https://appshunter.io/ios/app/cube-rewards/id425309574)

Enhance your points experience and enjoy a high-quality life with this app. Accumulate points equivalent to cash, redeem them for rewards, and participate in fun tasks to earn more. Access card services, receive exclusive offers, and manage your rewards effortlessly.

**Highlights:** Accumulate and redeem Tree Points, Complete tasks for bonus points, Manage credit card services, Access exclusive member offers, View spending alerts, Earn points through events

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and intuitive interface
- 🎁 Abundant activities and promotional offers
- 🔄 Easy points/rewards redemption system
- 📱 Clean and well-organized layout
- ⚡ Convenient coupon and event access

**What reviewers complain about**

- 🐛 App crashes and freezes after updates
- 🔐 Login button unresponsive
- ❓ Unclear activity descriptions and mechanics
- 🔀 Fragmented experience (separate points app from main banking app)
- 🎲 Low winning probability in promotional events

**Reported bugs**

- App crashes and force closes after updates
- Login button becomes unresponsive
- Technical issues with no resolution from support team

**Requested features**

- Integrate points app into main Cathay Bank app
- Improve event win probability rates
- Better visibility of registered activity status history
- Enhanced customer support for technical issues


### 彰銀行動銀行ChaiBo (全新上線)

[App page](https://appshunter.io/ios/app/chaibo/id6739481946)

Manage your finances with a comprehensive banking app. Access investment tools, transfer funds, handle foreign currency transactions, and track loans and credit cards. Personalize your experience with custom settings and enjoy exclusive offers and interactive challenges.

**Highlights:** Diversified investment products (funds, bonds, stocks, ETFs), Integrated fund transfers (NTD, mobile number, QR code), Streamlined foreign currency trading, Loan application and detail inquiry, Credit card transaction tracking and push notifications, Personalized account settings, Exclusive offers and member benefits

**In-app purchases:** none


## Frequently asked questions

### Is 國泰優惠CUBE Rewards free?

國泰優惠CUBE Rewards is free to download, with no in-app purchases.

### Is 彰銀行動銀行ChaiBo (全新上線) free?

彰銀行動銀行ChaiBo (全新上線) is free to download, with no in-app purchases.

### Which has better reviews, 國泰優惠CUBE Rewards or 彰銀行動銀行ChaiBo (全新上線)?

彰銀行動銀行ChaiBo (全新上線) is rated higher. 國泰優惠CUBE Rewards averages 4.7 out of 5 from 879 ratings, while 彰銀行動銀行ChaiBo (全新上線) averages 5.0 from 1 ratings.

### Do 國泰優惠CUBE Rewards or 彰銀行動銀行ChaiBo (全新上線) have ads?

Neither 國泰優惠CUBE Rewards nor 彰銀行動銀行ChaiBo (全新上線) shows ads.

### Which is updated more often, 國泰優惠CUBE Rewards or 彰銀行動銀行ChaiBo (全新上線)?

國泰優惠CUBE Rewards ships an update every 3 weeks, and 彰銀行動銀行ChaiBo (全新上線) every 2 months. Most recently, 國泰優惠CUBE Rewards was updated on October 19, 2026 and 彰銀行動銀行ChaiBo (全新上線) on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*