# CSEFCU iBranch vs Divvy

The clearest difference is in-app purchases: CSEFCU iBranch at none against Divvy's 1. CSEFCU iBranch also leads on iOS requirement (13.0 vs 17.0). Divvy's advantage is update cadence (every 3 weeks vs every 3 months). On price, ads and device support there is nothing between them.

Both are free to download. Divvy sells 1 one-off in-app purchase. CSEFCU iBranch asks for nothing beyond the download.

CSEFCU iBranch ships an update every 3 months, Divvy every 3 weeks. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | CSEFCU iBranch | Divvy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.0 (68 ratings)](https://appshunter.io/ios/app/csefcu-ibranch/id425705682/reviews)** | — |
| Number of ratings | **68** | — |
| Positive reviews | 19.6% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 6 MB | 2 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [CSEFCU](https://appshunter.io/developer/1356136070) | [BRETT SHERWYN WATERSON](https://appshunter.io/developer/1857867894) |

## What reviewers say

### CSEFCU iBranch

[App page](https://appshunter.io/ios/app/csefcu-ibranch/id425705682)

Manage your credit union accounts conveniently from your mobile device. Check balances, review recent transactions, and transfer funds securely. Access your finances anytime, anywhere with this essential tool for credit union members.

**Highlights:** Check account balances, View recent transactions, Transfer funds, Mobile access, Secure banking

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Access bank account
- 👍 Manage accounts easily
- 👍 Pay bills conveniently
- 👍 Transfer money easily

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 Login issues
- 🐛 App forgets login info
- 🐛 Biometric login problems
- 🐛 App is outdated

**Reported bugs**

- Cannot log in
- Biometric login fails
- App crashes
- App forgets user ID/password
- Face ID/Touch ID not working

**Requested features**

- Mobile check deposit
- Zelle integration
- Easier navigation
- Display member name on transfers
- Improve aesthetic design


### Divvy

[App page](https://appshunter.io/ios/app/divvy-pay-it-down/id6759308184)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Divvy Pro | $9.99 | one-time |


## Frequently asked questions

### Is CSEFCU iBranch free?

CSEFCU iBranch is free to download, with no in-app purchases.

### Is Divvy free?

Divvy is free to download, with in-app purchases available.

### Do CSEFCU iBranch or Divvy have ads?

Neither CSEFCU iBranch nor Divvy shows ads.

### Which is updated more often, CSEFCU iBranch or Divvy?

CSEFCU iBranch ships an update every 3 months, and Divvy every 3 weeks. Most recently, CSEFCU iBranch was updated on October 30, 2026 and Divvy on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*