# ING Australia Banking vs Hostplus

The clearest difference is rating: Hostplus at 4.9 against ING Australia Banking's 2.6. Hostplus also leads on review sentiment (49% vs 17%) and ratings volume (80 vs 16). ING Australia Banking's advantage is update cadence (monthly vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Hostplus holds the better App Store score, 4.9 against 2.6. That said, the two scores are not equally well evidenced: Hostplus has 80 ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 17% of ING Australia Banking's written reviews are positive against 49% of Hostplus's.

ING Australia Banking ships an update monthly, Hostplus every 2 months. The most recent releases landed on September 23, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | ING Australia Banking | Hostplus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (16 ratings)](https://appshunter.io/ios/app/ing-australia-banking/id427100193/reviews) | **[4.9 (80 ratings)](https://appshunter.io/ios/app/hostplus/id1499755194/reviews)** |
| Number of ratings | 16 | **80** |
| Positive reviews | 16.8% of reviews | **49.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 92 MB | 30 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [ING Bank (Australia) Limited](https://appshunter.io/developer/349621761) | [HOSTPLUS Super](https://appshunter.io/developer/960507091) |

## What reviewers say

### ING Australia Banking

[App page](https://appshunter.io/ios/app/ing-australia-banking/id427100193)

Manage your finances on the go with this banking app. Access digital cards, make secure online payments, and track savings. It offers real-time payments, card management, and account balance checks without logging in.

**Highlights:** Add cards to Apple Pay, View cards digitally and securely, Dynamic CVV for online transactions, Round up transactions to save, Real-time payments (NPP), Manage card PIN and limits, Find Bank@Post locations

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Reliable
- 💰 Great interest rates
- 🚀 Fast transactions
- 👍 Simple and clean design

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⚠️ Lack of notifications
- 🤔 Limited features compared to competitors
- 🔒 Poor security and fraud protection
- 🙄 Forced updates and login issues

**Reported bugs**

- App crashing on login
- Inability to access account details
- Delayed or missing transaction updates
- Compatibility issues with new devices
- Unreliable app performance

**Requested features**

- Spending categorization and budgeting tools
- Notifications for transactions and account activity
- Ability to manage accounts and cards from the app
- Improved search and transaction history features
- Integration with other financial services


### Hostplus

[App page](https://appshunter.io/ios/app/hostplus/id1499755194)

Manage your superannuation and insurance on the go. Check your balance, track contributions, and access useful features securely. Designed for existing members, it offers a simple and intuitive experience.

**Highlights:** Check account balance, Track contributions, View insurance details, Secure login (PIN, Touch ID, Face ID), Simple and easy to understand

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and navigate interface
- 📱 Clean, modern, and intuitive design
- ⚡ Quick access to balance and account information
- 📊 Helpful graphs and visual balance tracking
- 🔔 Real-time balance update notifications

**What reviewers complain about**

- 🐛 Frequent app crashes and errors
- ⏱️ Slow loading times and laggy performance
- 🔄 Frequent maintenance windows and downtime
- ❌ Login failures and authentication issues
- 📉 Real-time balance updates degraded to 1-2 days

**Reported bugs**

- App stuck on loading screen after PIN entry
- Login button unresponsive after recent updates
- Error 122: Minimum security requirements violation
- Unexpected error messages preventing app access
- Session timeout during password recovery

**Requested features**

- Historical balance tracking by specific dates
- Financial year earnings breakdown (not just 12 months)
- Better graphs and detailed performance analysis
- Investment switching capability on app
- Two-factor authentication via authenticator app


## Frequently asked questions

### Is ING Australia Banking free?

ING Australia Banking is free to download, with no in-app purchases.

### Is Hostplus free?

Hostplus is free to download, with no in-app purchases.

### Which has better reviews, ING Australia Banking or Hostplus?

Hostplus is rated higher. ING Australia Banking averages 2.6 out of 5 from 16 ratings, while Hostplus averages 4.9 from 80 ratings.

### Do ING Australia Banking or Hostplus have ads?

Neither ING Australia Banking nor Hostplus shows ads.

### Which is updated more often, ING Australia Banking or Hostplus?

ING Australia Banking ships an update monthly, and Hostplus every 2 months. Most recently, ING Australia Banking was updated on September 23, 2026 and Hostplus on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*