# ING Australia Banking vs AAMI App

The clearest difference is rating: AAMI App at 4.7 against ING Australia Banking's 2.6. ING Australia Banking's advantage is monetization model (free vs ad-supported) and iOS requirement (16.0 vs 18.6). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AAMI App holds the better App Store score, 4.7 against 2.6. Both are backed by a comparable volume of ratings — 16 and 29 respectively. Written reviews split almost evenly too, at 17% and 17% positive.

ING Australia Banking ships an update monthly, AAMI App every 5 weeks. The most recent releases landed on September 26, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | ING Australia Banking | AAMI App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (16 ratings)](https://appshunter.io/ios/app/ing-australia-banking/id427100193/reviews) | **[4.7 (29 ratings)](https://appshunter.io/ios/app/aami-app/id1510690149/reviews)** |
| Number of ratings | 16 | **29** |
| Positive reviews | 16.6% of reviews | **17.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 92 MB | 249 MB |
| Requires iOS | **16.0** | 18.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [ING Bank (Australia) Limited](https://appshunter.io/developer/349621761) | [AAI Limited](https://appshunter.io/developer/666174181) |

## What reviewers say

### ING Australia Banking

[App page](https://appshunter.io/ios/app/ing-australia-banking/id427100193)

Manage your finances on the go with this banking app. Access digital cards, make secure online payments, and track savings. It offers real-time payments, card management, and account balance checks without logging in.

**Highlights:** Add cards to Apple Pay, View cards digitally and securely, Dynamic CVV for online transactions, Round up transactions to save, Real-time payments (NPP), Manage card PIN and limits, Find Bank@Post locations

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Reliable
- 💰 Great interest rates
- 🚀 Fast transactions
- 👍 Simple and clean design

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⚠️ Lack of notifications
- 🤔 Limited features compared to competitors
- 🔒 Poor security and fraud protection
- 🙄 Forced updates and login issues

**Reported bugs**

- App crashing on login
- Inability to access account details
- Delayed or missing transaction updates
- Compatibility issues with new devices
- Unreliable app performance

**Requested features**

- Spending categorization and budgeting tools
- Notifications for transactions and account activity
- Ability to manage accounts and cards from the app
- Improved search and transaction history features
- Integration with other financial services


### AAMI App

[App page](https://appshunter.io/ios/app/aami-app/id1510690149)

Manage your AAMI insurance policies conveniently from your smartphone. Update personal information, pay renewals, view policy documents, and track claims with real-time status updates. Receive important notifications about your policies.

**Highlights:** Manage supported insurance policies, Update personal and payment details, Pay policy renewals, View policy documents, Track home and motor claims, Receive policy notifications

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy-to-use interface and navigation
- 📱 Convenient access to policies and claims
- 🚀 Quick online claim process
- 💼 Comprehensive coverage options
- 🎯 Accessible policy information at a glance

**What reviewers complain about**

- 🐛 App crashes frequently and unexpectedly
- ❌ Multiple policies not displaying correctly
- ⚠️ Persistent login and authentication issues
- 📵 Chat and messaging system unresponsive
- 🔧 Unable to update account details via app

**Reported bugs**

- App crashes when accessing driver rewards tab
- Login failures and 'something went wrong' errors
- Policies not displaying despite being added
- Chat disconnects and loses conversation history
- Claim information wiped when receiving calls/texts

**Requested features**

- Direct payment button for installments
- Policy documents viewable within app
- Ability to update address and contact details in app
- Copy-paste functionality for claim numbers
- Save progress when filing claims


## Frequently asked questions

### Is ING Australia Banking free?

ING Australia Banking is free to download, with no in-app purchases.

### Is AAMI App free?

AAMI App is free to download, with no in-app purchases.

### Which has better reviews, ING Australia Banking or AAMI App?

AAMI App is rated higher. ING Australia Banking averages 2.6 out of 5 from 16 ratings, while AAMI App averages 4.7 from 29 ratings.

### Do ING Australia Banking or AAMI App have ads?

Neither ING Australia Banking nor AAMI App shows ads.

### Which is updated more often, ING Australia Banking or AAMI App?

ING Australia Banking ships an update monthly, and AAMI App every 5 weeks. Most recently, ING Australia Banking was updated on September 26, 2026 and AAMI App on September 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*