Comparison

ING Australia Banking (Legacy) vs Thriday

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ING Australia Banking (Legacy)

Manage your finances on the go with this banking app. Access digital cards, make secure online payments, and track savings. It offers real-time payments, card management, and account balance checks without logging in.

Highlights
  • Add cards to Apple Pay
  • View cards digitally and securely
  • Dynamic CVV for online transactions
  • Round up transactions to save
  • Real-time payments (NPP)
  • Manage card PIN and limits
  • Find Bank@Post locations
Features
Read full description

Heads up! This is the previous ING banking app. Looking for Savings Booster? Savings Booster is available in the new ING Banking app. You can download our upgraded app by searching ‘ING Banking - Do Your Thing”. We're rolling it out in stages as additional products and features become available. A few things to know: Normal data charges apply. Please check with your mobile phone service provider for details. Using your mobile to bank with ING is subject to certain limitations as not all internet banking features are available. ING is a business name of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823. Australian Credit Licence 229823. You can read our Terms of Use and Target Market Determinations at ing.com.au. Got questions? Visit the ING Help Hub at https://helphub.ing.com.au

About

Thriday

This app provides Australian small businesses with integrated financial management tools. It offers transaction accounts, debit cards, invoicing, receipt management, bookkeeping, and accounting features to automate financial administration and save time.

Highlights
  • Business transaction account
  • Visa debit card
  • Quoting and invoicing
  • Receipt management
  • Automated bookkeeping
  • Real-time accounting forecasts
Features
Read full description

Thriday gives Australian small businesses end-to-end control of their money, including transaction accounts, debit card, quoting, invoicing, receipt management, bookkeeping, accounting and tax, all in one place. We save small businesses a huge amount of time and money by automating financial admin. KEY FEATURES Rapid Registration Get your new business registered fast using Thriday's Rapid Registration service. Tireless Transacting Start transacting with your full-featured business transaction account in minutes, not weeks. Make payments with your Visa Debit card wherever Visa is accepted. Quick Quotes Quickly and easily create quotes on the app and web. Send via email and SMS from wherever you are. Instant Invoicing Designed to help you get paid fast! Send your customers payment reminders. Offer them early payment incentives. Charge late payment fees. Group your invoices and quotes with intelligent tagging. Ready Receipts Scan, send and save receipts from anywhere. Automatically reconcile receipts to transactions. Set up intelligent email forwarding rules to send straight to your Thriday account. Brilliant Bookkeeping Bookkeeping is a breeze when you use the Thriday App to scan and upload receipts quickly. Thriday automatically reconciles expenses to your corresponding transactions in real-time. Auto Accounting Stay in control of your business with real-time, automated cash flow and tax forecasts. Take advantage of comprehensive reports, so you know where you stand at all times. PRICING Thriday comes with a 30-day free trial. After the trial period, you will be charged a monthly subscription and incidental pass-on costs where required. ELIGIBILITY Thriday currently supports sole trader businesses that are registered with a valid ABN. You must be over the age of eighteen to open an account and pass the relevant ID verification checks during registration. CUSTOMER CARE Thriday has a super friendly customer care team you can contact from Monday - Friday, 9 am to 5 pm on 1800 THRIDAY (1800 847 4329). If you prefer to chat or drop us an email, you can access these features via the app or visit our website www.thriday.com.au. We would love to hear your feedback! You can now enjoy the whole Thriday experience. Open a business transaction account with a linked Visa Debit card, start transacting and reconcile your receipts. Send invoices and quotes. Review forecasts of your tax position. Save hours each week by automating your financial admin. TERMS Team Thrive Pty Ltd (Thriday) ABN 15 637 676 496 is an Authorised Representative (No.1297601) of Regional Australia Bank Ltd ABN 21 087 650 360, Australian Financial Services Licence (241167). Regional Australia Bank Ltd is the issuer of: - The transaction accounts with deposits of up to $250,000 AUD per account holder protected by the Financial Claims Scheme. - The Visa Debit card linked to the transaction account. - The Terms and Conditions of the transaction account and the Conditions of Use of the Visa Debit card are located at www.thriday.com.au/legal-and-privacy.

Screenshots

ING Australia Banking (Legacy)1 screens
Thriday4 screens

Verdict

The call

The clearest difference is review sentiment: Thriday at 95% against ING Australia Banking (Legacy)'s 17%. Thriday also leads on update cadence (weekly vs monthly). ING Australia Banking (Legacy)'s advantage is monetization model (free vs subscription) and ads (none vs shown). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ING Australia Banking (Legacy) ships an update monthly, Thriday weekly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
ING Australia Banking (Legacy) versus Thriday: the parameters behind the verdict, then further details
ParameterING Australia Banking (Legacy)Thriday
PriceFreeFree
Rating2.5 (17 ratings) — better—
Positive reviews17.3% of reviews94.6% of reviews — better
Number of ratings17 — better—
Update frequencyMonthlyWeekly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterSubscription
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better17.6
Further details — not scored
Size92 MB89 MB
Age rating4+4+
DeveloperING Bank (Australia) LimitedTeam Thrive Pty Ltd

Customer experience

ING Australia Banking (Legacy)

All ratings17 ratings
Positive35.3%
Neutral0.0%
Negative64.7%
Written reviews612 reviews
Positive17.3%
Neutral12.4%
Negative70.3%

Thriday

Written reviews56 reviews
Positive94.6%
Neutral0.0%
Negative5.4%

User reviews

ING Australia Banking (Legacy)

From 17 App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 Reliable
  • 💰 Great interest rates
  • 🚀 Fast transactions
  • 👍 Simple and clean design

Room to improve

  • 🐛 Frequent crashes and bugs
  • ⚠️ Lack of notifications
  • 🤔 Limited features compared to competitors
  • 🔒 Poor security and fraud protection
  • 🙄 Forced updates and login issues

Thriday

From App Store reviews

What we love

  • 👍 Easy to use and intuitive
  • 🚀 Time-saving automation features
  • 💡 Integrated banking and accounting
  • 💰 Good for sole traders and small businesses
  • ✅ Streamlined invoicing and payments

Room to improve

  • 🐛 Lack of options and frustrating limitations
  • 💻 App has fewer capabilities than the web version
  • ⚠️ Restrictions and not ideal for complex needs
  • ❓ Difficulty accessing GL accounts without upselling
  • ⏳ Transfers to other personal accounts can be slow

Bugs and requests

ING Australia Banking (Legacy)

Reported bugs

5 issues
  • App crashing on login
  • Inability to access account details
  • Delayed or missing transaction updates
  • Compatibility issues with new devices
  • Unreliable app performance

Requested features

5 requests
  • Spending categorization and budgeting tools
  • Notifications for transactions and account activity
  • Ability to manage accounts and cards from the app
  • Improved search and transaction history features
  • Integration with other financial services

Thriday

Reported bugs

3 issues
  • Login screen freezes
  • Incompatible with older devices
  • App doesn't work for account creation

Requested features

5 requests
  • Ability to create rules for account allocations
  • View all transactions in each account
  • Instant payments
  • Offer personal accounts
  • Dark mode option

In-app purchases

None

ING Australia Banking (Legacy)

No in-app purchases

None

Thriday

No in-app purchases

Questions

Is ING Australia Banking (Legacy) free?
ING Australia Banking (Legacy) is free to download, with no in-app purchases.
Is Thriday free?
Thriday is free to download, with no in-app purchases.
Do ING Australia Banking (Legacy) or Thriday have ads?
Thriday shows ads; ING Australia Banking (Legacy) does not.
Which is updated more often, ING Australia Banking (Legacy) or Thriday?
ING Australia Banking (Legacy) ships an update monthly, and Thriday weekly. Most recently, ING Australia Banking (Legacy) was updated on November 6, 2026 and Thriday on November 3, 2026.

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