Comparison

ING Australia Banking (Legacy) vs Teachers Mutual Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ING Australia Banking (Legacy)

Manage your finances on the go with this banking app. Access digital cards, make secure online payments, and track savings. It offers real-time payments, card management, and account balance checks without logging in.

Highlights
  • Add cards to Apple Pay
  • View cards digitally and securely
  • Dynamic CVV for online transactions
  • Round up transactions to save
  • Real-time payments (NPP)
  • Manage card PIN and limits
  • Find Bank@Post locations
Features
Read full description

Heads up! This is the previous ING banking app. Looking for Savings Booster? Savings Booster is available in the new ING Banking app. You can download our upgraded app by searching ‘ING Banking - Do Your Thing”. We're rolling it out in stages as additional products and features become available. A few things to know: Normal data charges apply. Please check with your mobile phone service provider for details. Using your mobile to bank with ING is subject to certain limitations as not all internet banking features are available. ING is a business name of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823. Australian Credit Licence 229823. You can read our Terms of Use and Target Market Determinations at ing.com.au. Got questions? Visit the ING Help Hub at https://helphub.ing.com.au

About

Teachers Mutual Bank

Manage your everyday banking with ease, security, and speed. Check balances instantly, track spending by category, set savings goals, and personalize your home screen. Securely lock or unlock transactions and view card details without your physical card.

Highlights
  • Quick balance check without login
  • Track spending by category
  • Set savings goals
  • Personalize home screen
  • Lock/unlock transactions
  • View card details
Features
Read full description

Manage your money anytime from your mobile, with simple, secure access to popular features you use often. Check your balance, make payments, manage your cards, track your spending and work towards your savings goals – all in one app. With the Teachers Mutual Bank Mobile Banking App¹, you can: • check your account balance at a glance with the Quick Balance feature – no login required. • control your cards – temporarily block, unblock or cancel your card or update your PIN. • nickname your accounts. • manage PayID, transfers and payments. • view your full card details securely. • track your spending and set savings goals with the ‘How I Spend’ feature. • save and share receipts straight to the app. • message us securely and send documents and screenshots. • personalise your home screen with your favourite accounts, goals, trackers and shortcuts. • view detailed interest rate information for home loans, term deposits and savings accounts. If you’re already registered for Internet Banking, you're ready to go. Simply download the app and log in using your member number and Internet Banking password. Visit tmbank.com.au/faq for help. Important Information ¹You should consider whether this service is appropriate for you before acquiring it. For additional information, please refer to our Security Guide for electronic transactions and the Mobile App Terms of Use. An internet connection is required to use the Mobile App. Normal mobile data charges apply. We test mobile banking to ensure compatibility with most popular devices but cannot guarantee compatibility with all devices and operating systems. Teachers Mutual Bank is a division of Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL/Australian Credit Licence 238981. We may collect information about how the application is used to help us improve the functionality, performance and user experience of the application, including through statistical analysis of aggregated usage trends. Where personal information is collected through your use of the application, it will be handled in accordance with our Privacy & Credit Reporting Policy. For further information about how we manage personal information, please refer to our Privacy & Credit Reporting Policy.

Screenshots

ING Australia Banking (Legacy)1 screens
Teachers Mutual Bank4 screens

Verdict

The call

The clearest difference is update cadence: ING Australia Banking (Legacy) at monthly against Teachers Mutual Bank's every 5 months. On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ING Australia Banking (Legacy) ships an update monthly, Teachers Mutual Bank every 5 months. Both last shipped on November 1, 2026.

Scorecard1 real difference · 9 level
ING Australia Banking (Legacy) versus Teachers Mutual Bank: the parameters behind the verdict, then further details
ParameterING Australia Banking (Legacy)Teachers Mutual Bank
PriceFreeFree
Rating2.5 (17 ratings) — better—
Positive reviews17.3% of reviews — better16.5% of reviews
Number of ratings17 — better—
Update frequencyMonthly — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size92 MB111 MB
Age rating4+4+
DeveloperING Bank (Australia) LimitedTeachers Mutual Bank Limited

Customer experience

ING Australia Banking (Legacy)

All ratings17 ratings
Positive35.3%
Neutral0.0%
Negative64.7%
Written reviews612 reviews
Positive17.3%
Neutral12.4%
Negative70.3%

Teachers Mutual Bank

Written reviews121 reviews
Positive16.5%
Neutral14.9%
Negative68.6%

Bugs and requests

ING Australia Banking (Legacy)

Reported bugs

5 issues
  • App crashing on login
  • Inability to access account details
  • Delayed or missing transaction updates
  • Compatibility issues with new devices
  • Unreliable app performance

Requested features

5 requests
  • Spending categorization and budgeting tools
  • Notifications for transactions and account activity
  • Ability to manage accounts and cards from the app
  • Improved search and transaction history features
  • Integration with other financial services

Teachers Mutual Bank

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ING Australia Banking (Legacy)

No in-app purchases

None

Teachers Mutual Bank

No in-app purchases

Questions

Is ING Australia Banking (Legacy) free?
ING Australia Banking (Legacy) is free to download, with no in-app purchases.
Is Teachers Mutual Bank free?
Teachers Mutual Bank is free to download, with no in-app purchases.
Do ING Australia Banking (Legacy) or Teachers Mutual Bank have ads?
Neither ING Australia Banking (Legacy) nor Teachers Mutual Bank shows ads.
Which is updated more often, ING Australia Banking (Legacy) or Teachers Mutual Bank?
ING Australia Banking (Legacy) ships an update monthly, and Teachers Mutual Bank every 5 months. Most recently, ING Australia Banking (Legacy) was updated on November 1, 2026 and Teachers Mutual Bank on November 1, 2026.

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