# 香港置業 vs 房贷计算器

The clearest difference is price: 香港置業 at Free against 房贷计算器's $1.99. 香港置業 also leads on in-app purchases (none vs 1) and iOS requirement (10.0 vs 12). 房贷计算器's advantage is review sentiment (100% vs 67%) and update cadence (every 3 weeks vs every 5 months). On ads and device support there is nothing between them.

香港置業 is free to download; 房贷计算器 costs $1.99 up front. 房贷计算器 sells 1 one-off in-app purchase. 香港置業 asks for nothing beyond the download.

香港置業 ships an update every 5 months, 房贷计算器 every 3 weeks. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | 香港置業 | 房贷计算器 |
| --- | --- | --- |
| Price | **Free** | $1.99 |
| Positive reviews | 66.7% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 weeks** |
| Monetization | **Free** | Paid |
| Size | 46 MB | 27 MB |
| Requires iOS | **10.0** | 12 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Hong Kong Property 香港置業](https://appshunter.io/developer/414633776) | [NAICAI LI](https://appshunter.io/developer/576183183) |

## What reviewers say

### 香港置業

[App page](https://appshunter.io/ios/app/id427932108)

Calculate mortgage expenses, affordable property prices, and cash-out amounts after refinancing. Input loan details to determine monthly payments, interest, and stamp duty. Assess income and stress test requirements for property affordability.

**Highlights:** Mortgage expense calculation, Affordable property price estimation, Cash-out amount calculation, Monthly repayment calculation, Interest and stamp duty calculation, Income and stress test requirements

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 房贷计算器

[App page](https://appshunter.io/ios/app/2026/id6748517778)

This professional tool simplifies mortgage calculations for various loan types, including commercial, provident fund, and combined loans. It supports different repayment methods and provides detailed monthly payment, interest, and principal information based on real-time interest rates.

**Highlights:** Calculates commercial, provident fund, and combined loans, Supports equal principal and interest repayment methods, Provides monthly payment, interest, and principal details, Updates with latest central bank interest rates, Simple and intuitive user interface

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| VIP Premium Member | $0.99 | one-time |


## Frequently asked questions

### Is 香港置業 free?

香港置業 is free to download, with no in-app purchases.

### Is 房贷计算器 free?

房贷计算器 costs $1.99, and also offers in-app purchases.

### Do 香港置業 or 房贷计算器 have ads?

Neither 香港置業 nor 房贷计算器 shows ads.

### Which is updated more often, 香港置業 or 房贷计算器?

香港置業 ships an update every 5 months, and 房贷计算器 every 3 weeks. Most recently, 香港置業 was updated on November 1, 2026 and 房贷计算器 on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*