# Clover vs SumUp US

The clearest difference is rating: Clover at 4.9 against SumUp US's 4.0. Clover also leads on monetization model (free vs free with in-app purchases) and ratings volume (53K vs 2.5K). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Clover holds the better App Store score, 4.9 against 4.0. That said, the two scores are not equally well evidenced: Clover has 53K ratings behind it against 2.5K, so its average is the more settled of the two. Written reviews complicate that: 24% of Clover's written reviews are positive against 29% of SumUp US's, so the app with the better star average is not the one people write more warmly about.

Clover ships an update every 3 weeks, SumUp US every 2 weeks. The most recent releases landed on October 20, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Clover | SumUp US |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (53K ratings)](https://appshunter.io/ios/app/clover/id428620381/reviews)** | [4.0 (2.5K ratings)](https://appshunter.io/ios/app/sumup-us/id797196750/reviews) |
| Number of ratings | **53K** | 2.5K |
| Positive reviews | 24.1% of reviews | **29.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Best chart rank | **#176** | — |
| Size | 28 MB | 94 MB |
| Requires iOS | **15.2** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 12+ |
| Developer | [Clover Network, Inc.](https://appshunter.io/developer/471023209) | [FiveStars Loyalty](https://appshunter.io/developer/797196753) |

## What reviewers say

### Clover

[App page](https://appshunter.io/ios/app/clover/id428620381)

**Currently charting:** #176 Top Free · Shopping (US App Store)

Discover and support local businesses while earning rewards. Place mobile orders for pickup and skip the line at participating establishments. Easily collect points for perks with a simple first-name mention.

**Highlights:** Earn rewards at local businesses, Collect points for perks, Place mobile orders for pickup, Skip the line, Check into participating spots

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💯 Awesome customer service
- 🌟 Great products and selection
- 🤝 Friendly and knowledgeable staff
- 🏆 Best in the area
- 🙌 Convenient ordering and rewards

**What reviewers complain about**

- 🐛 Technical issues with the app
- ⚠️ Unreliable rewards program
- 🤔 Confusing or limited functionality
- 🕰️ Slow or unresponsive app
- 🔒 Privacy and security concerns

**Reported bugs**

- Points disappearing from account
- Inability to remove items from cart
- Accounts being deleted unexpectedly
- Ordering issues due to app updates
- Verification email not working

**Requested features**

- Ability to view order history
- Option to save favorite locations
- Easier way to redeem rewards
- Integration with mobile wallets
- Better customer support channels


### SumUp US

[App page](https://appshunter.io/ios/app/sumup-us/id797196750)

Discover local businesses and earn rewards effortlessly. Track your points, get notified of new rewards, and manage your loyalty programs all in one place. Simply use your phone number to sign in and start earning.

**Highlights:** Discover nearby businesses, Track loyalty points, Earn rewards automatically, Receive reward notifications, Sign in with phone number, View business details

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent customer service
- 💡 Convenient rewards program
- 🚀 Easy to use app
- 🚀 Helpful for finding local businesses

**What reviewers complain about**

- 🐛 Login/sign-up issues
- 🐛 Unreliable points tracking
- 🐛 Frequent app crashes
- 🐛 Lack of functionality

**Reported bugs**

- Unable to receive verification codes
- Rewards not properly credited
- Inconsistent app behavior across devices

**Requested features**

- Ability to view past transactions and points history
- Improved notification system
- More customization options
- Better integration with merchant systems


## Frequently asked questions

### Is Clover free?

Clover is free to download, with no in-app purchases.

### Is SumUp US free?

SumUp US is free to download, with no in-app purchases.

### Which has better reviews, Clover or SumUp US?

Clover is rated higher. Clover averages 4.9 out of 5 from 53K ratings, while SumUp US averages 4.0 from 2.5K ratings.

### Do Clover or SumUp US have ads?

Neither Clover nor SumUp US shows ads.

### Which is updated more often, Clover or SumUp US?

Clover ships an update every 3 weeks, and SumUp US every 2 weeks. Most recently, Clover was updated on October 20, 2026 and SumUp US on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*