# Central Bank Utah vs CentralMOBILE

The clearest difference is ads: Central Bank Utah at none against CentralMOBILE's shown. Central Bank Utah also leads on monetization model (free vs free with in-app purchases) and review sentiment (58% vs 37%). CentralMOBILE's advantage is iOS requirement (15.0 vs 17.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Central Bank Utah against 4.8 for CentralMOBILE. Both are backed by a comparable volume of ratings — 2.3K and 4.7K respectively. Written reviews are what separate them: 58% of Central Bank Utah's written reviews are positive against 37% of CentralMOBILE's.

Both ship on a similar rhythm, roughly every 3 months. Both last shipped on November 6, 2026.

## The numbers

| Metric | Central Bank Utah | CentralMOBILE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (2.3K ratings)](https://appshunter.io/ios/app/central-bank-utah/id429044502/reviews) | **[4.8 (4.7K ratings)](https://appshunter.io/ios/app/centralmobile/id843426026/reviews)** |
| Number of ratings | 2.3K | **4.7K** |
| Positive reviews | **57.9% of reviews** | 37.3% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 192 MB | 112 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Central Bank of Utah](https://appshunter.io/developer/429044505) | [CENTRAL BANK & TRUST COMPANY](https://appshunter.io/developer/456741914) |

## What reviewers say

### Central Bank Utah

[App page](https://appshunter.io/ios/app/central-bank-utah/id429044502)

Manage your finances conveniently from your mobile device. Access your accounts 24/7 to check balances, review transactions, and transfer funds. Deposit checks, pay bills, and activate cash back offers on the go.

**Highlights:** Check account balances, View transaction history, Transfer funds between accounts, Deposit checks, Pay bills, Activate cash back offers

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Convenient
- 🔒 Secure
- 💡 Great functionality
- 👍 Excellent banking app

**What reviewers complain about**

- 🐛 Balance not updating correctly
- 🐛 Bill pay issues
- 🐛 Mobile deposit problems
- 🐛 Inconsistent performance
- 🐛 Outdated user interface

**Reported bugs**

- App crashes when using bill pay
- Mobile deposit feature not working reliably
- Rewards view not compatible with iOS 8.1

**Requested features**

- Access to loan information
- Ability to rename accounts
- iPad-friendly version


### CentralMOBILE

[App page](https://appshunter.io/ios/app/centralmobile/id843426026)

Manage your bank accounts on the go with this mobile banking app. Deposit checks, pay bills, transfer funds, and find nearby branches or ATMs. Access Zelle for fast, secure money transfers to friends and family.

**Highlights:** Mobile check deposit, View account balances and transactions, Transfer funds between accounts, Pay bills and manage payments, Send money with Zelle, Find bank branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Helpful customer service
- 💡 Useful mobile deposit feature
- 🚀 Smooth app experience when working

**What reviewers complain about**

- 🐛 Frequent app crashes and login issues
- ⚠️ Unreliable app performance and availability
- 🔍 Lack of transparency around maintenance and downtime

**Reported bugs**

- App incompatibility with iOS 16
- Persistent login and connectivity problems
- Inconsistent Face ID/Touch ID functionality

**Requested features**

- Ability to view transaction details and receipts
- Improved account management features
- Seamless integration with newer iOS versions


## Frequently asked questions

### Is Central Bank Utah free?

Central Bank Utah is free to download, with no in-app purchases.

### Is CentralMOBILE free?

CentralMOBILE is free to download, with no in-app purchases.

### Which has better reviews, Central Bank Utah or CentralMOBILE?

CentralMOBILE is rated higher. Central Bank Utah averages 4.8 out of 5 from 2.3K ratings, while CentralMOBILE averages 4.8 from 4.7K ratings.

### Do Central Bank Utah or CentralMOBILE have ads?

CentralMOBILE shows ads; Central Bank Utah does not.

### Which is updated more often, Central Bank Utah or CentralMOBILE?

Central Bank Utah ships an update every 3 months, and CentralMOBILE every 3 months. Most recently, Central Bank Utah was updated on November 6, 2026 and CentralMOBILE on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*