# 5Point Credit Union vs Split Wisely

The clearest difference is update cadence: Split Wisely at every 6 days against 5Point Credit Union's every 3 months. Split Wisely also leads on iOS requirement (15.5 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

5Point Credit Union ships an update every 3 months, Split Wisely every 6 days. The most recent releases landed on September 30, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | 5Point Credit Union | Split Wisely |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (5.4K ratings)](https://appshunter.io/ios/app/5point-credit-union/id429053068/reviews)** | — |
| Number of ratings | **5.4K** | — |
| Positive reviews | 80.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 6 days** |
| Monetization | Free | — |
| Size | 150 MB | 85 MB |
| Requires iOS | 17.0 | **15.5** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Fivepoint Credit Union](https://appshunter.io/developer/429053071) | [Cognitive Squad](https://appshunter.io/developer/1869551832) |

## What reviewers say

### 5Point Credit Union

[App page](https://appshunter.io/ios/app/5point-credit-union/id429053068)

Manage your finances on the go with this mobile banking application. Check balances, review transactions, transfer funds, and pay bills. Locate ATMs and branches, and activate cash back offers.

**Highlights:** Check account balances, View transaction history, Transfer funds between accounts, Pay bills, Activate cash back offers, Find ATMs and branches

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Convenient and efficient
- 💳 Helpful for managing accounts
- 🏦 Great credit union overall

**What reviewers complain about**

- 🐛 Bugs with check deposit feature
- ⏱️ Slow loading times
- 🔍 Missing some account details
- 🔒 Login issues on app

**Reported bugs**

- Check deposit not working properly
- App crashes or freezes on certain devices
- Login issues on the app

**Requested features**

- Add Zelle or other instant payment options
- Improve check deposit process
- Display account nicknames instead of default names
- Include credit card transaction history


### Split Wisely

[App page](https://appshunter.io/ios/app/split-wisely-split-and-track/id6804722945)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 5Point Credit Union free?

5Point Credit Union is free to download, with no in-app purchases.

### Is Split Wisely free?

Split Wisely is free to download, with no in-app purchases.

### Do 5Point Credit Union or Split Wisely have ads?

Neither 5Point Credit Union nor Split Wisely shows ads.

### Which is updated more often, 5Point Credit Union or Split Wisely?

5Point Credit Union ships an update every 3 months, and Split Wisely every 6 days. Most recently, 5Point Credit Union was updated on September 30, 2026 and Split Wisely on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*