# Scotiabank Perú vs Ligo

The clearest difference is rating: Ligo at 4.0 against Scotiabank Perú's 3.3. Ligo also leads on review sentiment (33% vs 16%) and update cadence (fortnightly vs every 6 weeks). Scotiabank Perú's advantage is ratings volume (121 vs 34). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ligo holds the better App Store score, 4.0 against 3.3. Both are backed by a comparable volume of ratings — 121 and 34 respectively. Written reviews point the same way: 16% of Scotiabank Perú's written reviews are positive against 33% of Ligo's.

Scotiabank Perú ships an update every 6 weeks, Ligo fortnightly. The most recent releases landed on November 1, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | Scotiabank Perú | Ligo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (121 ratings)](https://appshunter.io/ios/app/scotiabank-peru/id429948194/reviews) | **[4.0 (34 ratings)](https://appshunter.io/ios/app/ligo/id1494213766/reviews)** |
| Number of ratings | **121** | 34 |
| Positive reviews | 16.5% of reviews | **33.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 462 MB | 225 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Scotiabank Perú](https://appshunter.io/developer/429948197) | [EEDE Tarjetas Peruanas Prepago SA](https://appshunter.io/developer/1437074018) |

## What reviewers say

### Scotiabank Perú

[App page](https://appshunter.io/ios/app/scotiabank-peru/id429948194)

Manage your finances on the go with this banking app. Send and receive money instantly, organize frequent payments, and pay all your credit cards in one place. Set transaction limits, manage card settings, and even exchange currency.

**Highlights:** Send and receive money via mobile number, Organize and pay frequent bills, Consolidated credit card payments, Configure transaction limits, Manage card settings for online/travel, Exchange Soles or Dollars, Withdraw cash from ATMs without a card

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🌟 Officials attentive and efficient
- 👍 Great way to read
- 👍 Easy and effective
- 👍 Fast and easy to use
- 👍 Great app for travel

**What reviewers complain about**

- 🐛 App frequently fails
- 🐛 App not working
- 🐛 App crashes
- 🐛 Login issues
- 🐛 Identity validation fails

**Reported bugs**

- Selfie screen button not working with enlarged text
- App does not allow account access
- App fails to enter account
- App requires facial scan repeatedly
- App shows connection error despite good internet

**Requested features**

- Integrate with iPhone password manager via fingerprint
- Enable Touch ID instead of token
- Option to set language to other languages
- Allow users to choose whether to update
- Optimize for iPhone 5 screen


### Ligo

[App page](https://appshunter.io/ios/app/ligo/id1494213766)

Manage your finances with instant interbank transfers and create Visa or Mastercard in minutes. Send money to Yape or Plin, pay bills, shop online, and create payment links. Withdraw funds from PayPal and Payoneer.

**Highlights:** Instant interbank transfers, Create Visa/Mastercard, Send to Yape/Plin, Payment links, PayPal/Payoneer withdrawals, QR payments, Cashback rewards

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Scotiabank Perú free?

Scotiabank Perú is free to download, with no in-app purchases.

### Is Ligo free?

Ligo is free to download, with no in-app purchases.

### Which has better reviews, Scotiabank Perú or Ligo?

Ligo is rated higher. Scotiabank Perú averages 3.3 out of 5 from 121 ratings, while Ligo averages 4.0 from 34 ratings.

### Do Scotiabank Perú or Ligo have ads?

Neither Scotiabank Perú nor Ligo shows ads.

### Which is updated more often, Scotiabank Perú or Ligo?

Scotiabank Perú ships an update every 6 weeks, and Ligo fortnightly. Most recently, Scotiabank Perú was updated on November 1, 2026 and Ligo on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*