# First Source vs RT FCU

The clearest difference is ratings volume: First Source at 6.1K against RT FCU's 118. First Source also leads on update cadence (monthly vs every 3 months). RT FCU's advantage is monetization model (ad-supported vs free with in-app purchases) and review sentiment (50% vs 39%). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for First Source against 4.8 for RT FCU. That said, the two scores are not equally well evidenced: First Source has 6.1K ratings behind it against 118, so its average is the more settled of the two. Written reviews are what separate them: 39% of First Source's written reviews are positive against 50% of RT FCU's.

First Source ships an update monthly, RT FCU every 3 months. The most recent releases landed on November 10, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | First Source | RT FCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (6.1K ratings)](https://appshunter.io/ios/app/first-source/id430022181/reviews)** | [4.8 (118 ratings)](https://appshunter.io/ios/app/rt-fcu/id1139762314/reviews) |
| Number of ratings | **6.1K** | 118 |
| Positive reviews | 39.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 127 MB | 61 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [First Source Federal Credit Union](https://appshunter.io/developer/430022184) | [RT Federal Credit Union](https://appshunter.io/developer/1139762313) |

## What reviewers say

### First Source

[App page](https://appshunter.io/ios/app/first-source/id430022181)

Manage your finances on the go with this free mobile banking app. Access accounts, transfer funds, pay bills, deposit checks, and find ATMs securely. Features include aggregated accounts, card controls, and secure messaging.

**Highlights:** Manage accounts and cards, View balances and transactions, Transfer money, Pay bills and friends, Deposit checks, Find branches and ATMs, Aggregated accounts, Card controls

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ⭐ Excellent service
- 💻 Convenient mobile app
- 🏦 Community-focused credit union
- 🤝 Helpful staff

**What reviewers complain about**

- 🐛 Frequent crashes and stability issues
- 📱 Compatibility problems on certain devices
- 🔒 Security and login issues
- 🔄 Inconsistent app updates

**Reported bugs**

- Unable to log in after recent update
- Check deposit feature not working consistently
- Accounts not syncing properly

**Requested features**

- Landscape mode support for iPad
- Improved transaction details and search
- Real-time balance updates
- Apple Pay integration


### RT FCU

[App page](https://appshunter.io/ios/app/rt-fcu/id1139762314)

Manage your finances conveniently from your mobile device. Check balances, review transactions, pay bills, and transfer funds securely and quickly. Access your accounts anytime, anywhere with this free application.

**Highlights:** Check account balances, Review recent transactions, Transfer funds between accounts, View and pay bills, Password management

**In-app purchases:** none


## Frequently asked questions

### Is First Source free?

First Source is free to download, with no in-app purchases.

### Is RT FCU free?

RT FCU is free to download, with no in-app purchases.

### Which has better reviews, First Source or RT FCU?

First Source is rated higher. First Source averages 4.8 out of 5 from 6.1K ratings, while RT FCU averages 4.8 from 118 ratings.

### Do First Source or RT FCU have ads?

Neither First Source nor RT FCU shows ads.

### Which is updated more often, First Source or RT FCU?

First Source ships an update monthly, and RT FCU every 3 months. Most recently, First Source was updated on November 10, 2026 and RT FCU on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*