# First Source vs Access FCU Mobile Banking

First Source and Access FCU Mobile Banking both sit at 4.8 stars, but that hides the real split: 79% of Access FCU Mobile Banking's written reviews are positive against 39% of First Source's. First Source's advantage is update cadence (monthly vs every 4 months) and ratings volume (6K vs 1.4K). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for First Source against 4.8 for Access FCU Mobile Banking. Both are backed by a comparable volume of ratings — 6K and 1.4K respectively. Written reviews are what separate them: 39% of First Source's written reviews are positive against 79% of Access FCU Mobile Banking's.

First Source ships an update monthly, Access FCU Mobile Banking every 4 months. The most recent releases landed on October 23, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | First Source | Access FCU Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (6K ratings)](https://appshunter.io/ios/app/first-source/id430022181/reviews)** | [4.8 (1.4K ratings)](https://appshunter.io/ios/app/access-fcu-mobile-banking/id574810652/reviews) |
| Number of ratings | **6K** | 1.4K |
| Positive reviews | 39.0% of reviews | **79.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 126 MB | 103 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [First Source Federal Credit Union](https://appshunter.io/developer/430022184) | [Access Federal Credit Union](https://appshunter.io/developer/574810655) |

## What reviewers say

### First Source

[App page](https://appshunter.io/ios/app/first-source/id430022181)

Manage your finances on the go with this free mobile banking app. Access accounts, transfer funds, pay bills, deposit checks, and find ATMs securely. Features include aggregated accounts, card controls, and secure messaging.

**Highlights:** Manage accounts and cards, View balances and transactions, Transfer money, Pay bills and friends, Deposit checks, Find branches and ATMs, Aggregated accounts, Card controls

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ⭐ Excellent service
- 💻 Convenient mobile app
- 🏦 Community-focused credit union
- 🤝 Helpful staff

**What reviewers complain about**

- 🐛 Frequent crashes and stability issues
- 📱 Compatibility problems on certain devices
- 🔒 Security and login issues
- 🔄 Inconsistent app updates

**Reported bugs**

- Unable to log in after recent update
- Check deposit feature not working consistently
- Accounts not syncing properly

**Requested features**

- Landscape mode support for iPad
- Improved transaction details and search
- Real-time balance updates
- Apple Pay integration


### Access FCU Mobile Banking

[App page](https://appshunter.io/ios/app/access-fcu-mobile-banking/id574810652)

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and deposit checks directly from your device. Locate branches and ATMs easily.

**Highlights:** Check account balances, Search recent transactions, Make transfers between accounts, Pay bills on the go, Deposit checks (iPhone only), Find nearby branches and ATMs

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy banking
- 🚀 Fast and convenient
- 💳 Useful features like bill pay and mobile deposit

**What reviewers complain about**

- 🐛 Frequent application errors and crashes
- 🔒 Account lockdowns and lack of support
- 📸 Poor mobile check deposit quality

**Reported bugs**

- Inability to access the app for days at a time
- Unreliable mobile check deposit

**Requested features**

- Improved account security and fraud prevention
- Better communication and customer support


## Frequently asked questions

### Is First Source free?

First Source is free to download, with no in-app purchases.

### Is Access FCU Mobile Banking free?

Access FCU Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, First Source or Access FCU Mobile Banking?

First Source is rated higher. First Source averages 4.8 out of 5 from 6K ratings, while Access FCU Mobile Banking averages 4.8 from 1.4K ratings.

### Do First Source or Access FCU Mobile Banking have ads?

Neither First Source nor Access FCU Mobile Banking shows ads.

### Which is updated more often, First Source or Access FCU Mobile Banking?

First Source ships an update monthly, and Access FCU Mobile Banking every 4 months. Most recently, First Source was updated on October 23, 2026 and Access FCU Mobile Banking on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*