# First Source vs SFCU CU

First Source and SFCU CU both sit at 4.8 stars, but that hides the real split: 85% of SFCU CU's written reviews are positive against 39% of First Source's. SFCU CU also leads on monetization model (ad-supported vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for First Source against 4.8 for SFCU CU. Both are backed by a comparable volume of ratings — 5.9K and 11K respectively. Written reviews are what separate them: 39% of First Source's written reviews are positive against 85% of SFCU CU's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | First Source | SFCU CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (5.9K ratings)](https://appshunter.io/ios/app/first-source/id430022181/reviews) | [4.8 (11K ratings)](https://appshunter.io/ios/app/sfcu-cu-online/id626177979/reviews) |
| Number of ratings | 5.9K | **11K** |
| Positive reviews | 39.0% of reviews | **84.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 126 MB | 232 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [First Source Federal Credit Union](https://appshunter.io/developer/430022184) | [SIDNEY FEDERAL CREDIT UNION](https://appshunter.io/developer/626177982) |

## What reviewers say

### First Source

[App page](https://appshunter.io/ios/app/first-source/id430022181)

Manage your finances on the go with this free mobile banking app. Access accounts, transfer funds, pay bills, deposit checks, and find ATMs securely. Features include aggregated accounts, card controls, and secure messaging.

**Highlights:** Manage accounts and cards, View balances and transactions, Transfer money, Pay bills and friends, Deposit checks, Find branches and ATMs, Aggregated accounts, Card controls

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ⭐ Excellent service
- 💻 Convenient mobile app
- 🏦 Community-focused credit union
- 🤝 Helpful staff

**What reviewers complain about**

- 🐛 Frequent crashes and stability issues
- 📱 Compatibility problems on certain devices
- 🔒 Security and login issues
- 🔄 Inconsistent app updates

**Reported bugs**

- Unable to log in after recent update
- Check deposit feature not working consistently
- Accounts not syncing properly

**Requested features**

- Landscape mode support for iPad
- Improved transaction details and search
- Real-time balance updates
- Apple Pay integration


### SFCU CU

[App page](https://appshunter.io/ios/app/sfcu-cu-online/id626177979)

Access your Sidney Federal Credit Union accounts conveniently online. Manage your finances, view balances, and conduct transactions from anywhere. Stay in control of your money with secure and easy-to-use digital banking.

**Highlights:** Online account access, View account balances, Conduct transactions, Secure digital banking

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Convenient mobile banking
- 🔒 Secure online transactions
- 💡 Helpful customer service
- 🤝 Welcoming and friendly staff

**What reviewers complain about**

- 🐛 Recurring login issues
- ⏱️ Slow app performance
- 🔍 Difficult to find certain features
- 💳 Trouble with Zelle and money transfers
- 📱 Lack of landscape mode support

**Reported bugs**

- App crashes and freezes
- Account information not displaying correctly
- Issues with mobile check deposits

**Requested features**

- Card locking option
- Improved budget tracking tools
- Increased mobile deposit limits
- Seamless integration with other apps


## Frequently asked questions

### Is First Source free?

First Source is free to download, with no in-app purchases.

### Is SFCU CU free?

SFCU CU is free to download, with no in-app purchases.

### Which has better reviews, First Source or SFCU CU?

First Source and SFCU CU are both rated 4.8 out of 5 on the App Store, from 5.9K and 11K ratings respectively.

### Do First Source or SFCU CU have ads?

Neither First Source nor SFCU CU shows ads.

### Which is updated more often, First Source or SFCU CU?

First Source ships an update monthly, and SFCU CU monthly. Most recently, First Source was updated on September 22, 2026 and SFCU CU on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*